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CTF Life’s celebration dinner to mark its towards 40th anniversaryis inaugurated by Brian Cheng, Executive Director and Group Co-ChiefExecutive Officer of NWS Holdings and Non-executive Director of CTFLife (third from right); Gilbert Ho, Executive Director and GroupCo-Chief Executive Officer of NWS Holdings and Non-executiveDirector of CTF Life (second from left); and Man Kit Ip, ChiefExecutive Officer of CTF Life (centre), along with the managementteam of CTF Life.HONG KONG, Oct 14, 2024 - (ACN Newswire via SeaPRwire.com) - Chow Tai Fook Life Insurance Company Limited (“CTF Life”) recently celebrated its towards 40th anniversary with a celebration dinner themed “Value Beyond Insurance” at the Hong Kong Convention and Exhibition Centre. To further promote the value of CTF Life in providing customers with personalised planning solutions, lifelong protection and diverse lifestyle experiences over the years, CTF Life also announced the launch of its MyWealth Savings Insurance Plan 2, which empowers customers with faster and higher projected returns, greater autonomy and greater flexibility in inheritance planning, helping customers embrace a fulfilling life.The celebration dinner was inaugurated by Brian Cheng, Executive Director and Group Co-Chief Executive Officer of NWS Holdings and Non-executive Director of CTF Life; Gilbert Ho, Executive Director and Group Co-Chief Executive Officer of NWS Holdings and Non-executive Director of CTF Life; and Man Kit Ip, Chief Executive Officer of CTF Life, along with the company’s management team. The highlight of the event was a performance by singer-songwriters Phil Lam and Cath Wong, while renowned artist Kelly Chen appeared as a guest performer.To further promote its brand awareness, CTF Life displayed its new company name on the rooftop LED billboard of COFCO Tower on Hong Kong Island and the large outdoor advertisement at the Royal Hong Kong Yacht Club in Causeway Bay. To celebrate its 40th anniversary, the company also advertised on billboards on five major commercial buildings, including Far East Finance Centre, Harcourt House, Sing Ho Finance Building, Chinachem Century Tower and V Point.Man Kit Ip, Chief Executive Officer of CTF Life, said: “CTF Life is embarking on a new journey in 2024, proudly stepping into its 40th year. Over the years, we have overcome challenges and seized opportunities together with Hong Kong, achieving remarkable growth. Looking ahead, we will further strengthen our collaboration with the diverse conglomerate of the Chow Tai Fook Group, leveraging its robust financial strength and strategic investments across the globe to continue to expand our service network and optimise our products and services. Drawing on our roots in Hong Kong, we will extend our reach across China and other Asian markets, continually creating value beyond insurance for our target customers.”MyWealth Savings Insurance Plan 2 for Flexible Wealth ManagementTo celebrate its 40th anniversary and meet the financial needs of customers at different stages of life, CTF Life has launched MyWealth Savings Insurance Plan 2 (MyWealth 2), building on the success of its MyWealth Savings Insurance Plan (MyWealth 1). The new plan features the first-in-market1 “Wealth Booster Option” 2, which allows customers to change the amount components under the policy to help enhance the projected returns. The plan’s special-in-market1 “Wealth Accumulation Switching Options” 3 give customers greater autonomy to cater their investment preferences at different life stages. MyWealth 2 features “Dual Succession”, which allows unlimited changes of Insured4 and entitles the policy owner to assign up to two beneficiaries for legacy planning, ensuring the continuation of the policy and maximising the efficacy of wealth inheritance.Jarita Kwan, Chief Product Officer of CTF Life, said, “Based on the thoughtful features of MyWealth 1, CTF Life has launched MyWealth 2 to meet the financial needs of customers at different stages of life. Taking USD policy as an example, MyWealth 2 offers a shorter breakeven period, higher projected returns, and greater flexibility. It enhances withdrawal advantages, allowing customers to seize market opportunities in a timely manner, helping wealth accumulation and inheritance.”The three main advantages of MyWealth 21.Shorter breakeven periods, higher projected returns and more flexible withdrawal arrangements- With a five-year premium payment period5, customers can achieve total breakeven and guaranteed breakeven on the 7th and 13th policy anniversaries, respectively. Furthermore, the total policy value is projected to exceed 200% of the total premiums paid by the end of the 17th policy anniversary. Moreover, MyWealth 2 offers potentially higher projected returns than MyWealth 1.- Building on the strengths of MyWealth 1, MyWealth 2 offers more flexible withdrawal arrangements to meet the needs of customers at various stages of life.2.Greater autonomy- First-in-market1 “Wealth Booster Option” 2: On the 10th policy anniversary or any policy anniversary thereafter, customers can apply once to exercise the first-in-market1 “Wealth Booster Option”2 . This allows customers to change the amount components# under the policy according to the long-term target asset allocation under this option in order to enhance the projected return of their policy.- “Wealth Accumulation Switching Option” 3: The 3 special-in-market1 Switching Options, including “Advance”, “Balanced” and “Conservative”, allow customers the flexibility to choose the value ratio of their “Stable Asset Account” 6 from three preset Switching Options, starting from the 10th policy anniversary, fulfilling their financial needs at different stages of life. MyWealth 2 allows customers to apply for this option five years earlier than with MyWealth 1.- Free conversion of the policy currency: On the 3rd policy anniversary and any policy anniversary thereafter, customers can apply to exercise the “Currency Switching Option”, changing the policy currency of the basic plan to a different currency (US dollar, Hong Kong dollar, Chinese yuan, British pound sterling, Euro, Singapore dollar, Australian dollar or Canadian dollar), accommodating their global wealth management goals.- “Policy Split Option” 7: After the end of the 5th policy year or the end of the premium payment period (whichever is later), customers can split the existing policy into two by allocating a portion of the Units of the basic plan under the existing policy to a sperate “Split Policy”. The process involves splitting a policy into two, then two becomes four, and so on, allowing customers to maximise the power of asset allocation.- Premium Holiday8 of up to four years: Customers can apply for a Premium Holiday of up to four years, on or after the 2nd policy anniversary. The premium payment of their next policy anniversary will be suspended, and customers do not need to worry about the immediate termination of their policy and the loss of protection.3.Greater flexibility on inheritance- Dual Succession: After the 6th policy monthly anniversary, customers may change the Insured for unlimited times4. The coverage period will be adjusted to age 128 of the new Insured (“Changed New Insured”), allowing sufficient time for wealth accumulation of the policy. In addition, MyWealth 2 provides a “Policy Continuation Option”9, enabling the Policy Owner to assign up to two beneficiaries and specify the proportion of the Death Proceeds to be paid for each beneficiary. Upon the death of the Insured, the designated beneficiaries will become the new Insured(s), offering flexibility on inheritance.- Customised Death Benefit Settlement Option: The Policy Owner can designate a specified year or a specified age of the beneficiary to start paying the death benefit. This flexible payment allows each beneficiary to have the most appropriate arrangement, leaving a lasting legacy of love.- Premium Waiver10: Accidents or diseases are unforeseeable. MyWealth 2 offers “Waiver of Premium Benefit” and “Payor Benefit” to ensure that the accumulated wealth remains unaffected and to safeguard the financial future of the customer’s children.To help customers realise their financial plans more easily, they can enjoy a First-Year Premium Refund11 of up to 26% when they successfully apply for MyWealth 2. If all premiums payable are settled through a lump sum prepayment, the remaining balance from the prepayment will enjoy a guaranteed interest rate of up to 5% p.a. throughout the whole premium payment period12. This allows customers to start their financial plans at a lower cost.#The amount components refer to Guaranteed Cash Value, face value and cash value of accumulated Reversionary Bonuses and Terminal Bonus (if any) and accumulated value of Stable Asset Account (if any) of the basic plan.Remarks:1.“Special-in-market” and “First-in-market” are the results of comparing similar major life insurance savings products of major life insurance companies in Hong Kong as of 26 September 2024.2.Within 30 days before or after the 10th policy anniversary or every policy anniversary thereafter, customer may, subject to the prevailing rules of the Company, exercise the Wealth Booster Option to adjust the Guaranteed Cash Value, face value and cash value of accumulated Reversionary Bonuses (if any), face value and cash value of Terminal Bonus (if any), and the accumulated value of Stable Asset Account (if any) of the basic plan to other pre-set level(s) (to be determined by the Company and elaborated in an endorsement and new policy specifications) according to the new long-term target asset allocation, without providing any evidence of insurability while subject to the following conditions: (i) all premiums due and payable under the policy must be settled and any Indebtedness must be fully repaid; (ii) no Premium Holiday is in effect, no application for exercising Policy Split Option, Currency Switch Option, Wealth Accumulation Switching Option or Change of Insured Option is in progress, and no claim is in progress under the basic plan of the policy upon request exercising this Option; (iii) the request cannot be changed or withdrawn once it is submitted; and (iv) this Option can only be exercised once under the policy. After the Wealth Booster Option becomes effective, (i) the Guaranteed Cash Value, face value and cash value of Reversionary Bonus (if any), face value and cash value of Terminal Bonus (if any) and accumulated value of Stable Asset Account (if any) of the basic plan of the policy will be adjusted at the sole discretion of the Company while the Unit will remain unchanged. The future amounts of Guaranteed Cash Value, face value and cash value of Reversionary Bonus (if any), face value and cash value of Terminal Bonus (if any) will also be determined accordingly; (ii) the Wealth Accumulation Switching Option will be reset as “Advance” (i.e. the allocation and value in Stable Asset Account are both zero); (iii) all Complementary Policies (if any) and riders (if any) under the policy will remain in force after the change, subject to the then prevailing rules of the Company; (iv) the beneficiary(ies), policy owner, contingent policy owner (if designated), Initial Insured, Insured, policy currency, Policy Date, policy effective date and Policy Years of the basic plan of the policy will remain unchanged; and (v) previous instruction(s) made under the basic plan of the policy including but not limited to Death Benefit Settlement Option and Policy Continuation Option will remain unchanged unless otherwise specified. In the event that both Wealth Booster Option and Wealth Accumulation Switching Option are elected on the same policy anniversary, the Wealth Booster Option will be exercised while the elected Wealth Accumulation Switching Option will be automatically withdrawn immediately. Policy owner may elect the Wealth Accumulation Switching Option again in the next policy anniversary. As the equity-like assets in the new long-term target asset allocation are relatively higher, the Guaranteed Cash Value may be subject to reduction and the risk may increase accordingly after the Wealth Booster Option has been exercised. If customer has any questions, customer can contact financial consultant for more details or seek independent professional advice. Please refer to the Policy Provisions for more details of the Wealth Booster Option.3.Wealth Accumulation Switching Options and its portfolio ratioSwitching option(s)“Stable Asset Account” allocationAllocation of the cash value of Reversionary Bonus (if any)and cash value of Terminal Bonus (if any)Advance0%100%Balanced40%60%Conservative80%20%“Stable Asset Account Allocation” = the value of “Stable Asset Account” ÷ (cash value of Reversionary Bonus (if any) + cash value of Terminal Bonus (if any) + value of Stable Asset Account) x 100%Within 30 days before or after the 10th policy anniversary or every policy anniversary thereafter, customer may, subject to the prevailing rules of the Company, exercise the Wealth Accumulation Switching Option to adjust the Switching Option of the basic plan of the policy to achieve Stable Asset Account Allocation at desire of customer, subject to the following conditions: (i) the Switching Option applied for must be different from the default Switching Option of the Basic Plan of the policy (for the first exercise of this option) or the latest Switching Option as shown in our record (if customer has already exercised this option before); (ii) except the first time of exercise of this option, the switch date of each subsequent request must be separated by a period of not less than 1 year from the switch date of the preceding exercise of this option; and (iii) all indebtedness must be fully settled before exercising this option. Once the Wealth Accumulation Switching Option is exercised, we will correspondingly adjust the amount of any future cash values and face values of Reversionary Bonus and Terminal Bonus at a rate to be determined by us based on the change(s) of the cash values of Reversionary Bonus and Terminal Bonus. Once the Company approves the request of Wealth Accumulation Switching Option, we will determine the value of Stable Asset Account immediately following such exercise of Wealth Accumulation Switching Option (“Target Value”). The Target Value equals the product of Stable Asset Account Allocation of the elected Switching Option and the aggregate of (i) the accumulated value of Stable Asset Account (if any) immediately before such exercise (“Existing Value”); and (ii) the cash values of Reversionary Bonus and Terminal Bonus immediately before such exercise. We will then adjust the balance of Stable Asset Account from the Existing Value to the Target Value at the switch date, which in the case that the Existing Value is lower than the Target Value, the deficit will be resolved by transferring the latest cash value of Reversionary Bonus (if any) and cash value of Terminal Bonus (if any) to the Stable Asset Account; or in the case that the Existing Value is higher than the Target Value, the surplus from the Stable Asset Account will become the cash value of Reversionary Bonus and cash value of Terminal Bonus. In the event that both Wealth Booster Option and Wealth Accumulation Switching Option are elected on the same policy anniversary, the Wealth Booster Option will be exercised while the elected Wealth Accumulation Switching Option will be automatically withdrawn immediately. Policy Owner may elect the Wealth Accumulation Switching Option again in the next policy anniversary. Please refer to the Policy Provisions for more details of the Wealth Accumulation Switching Option.4.Changing the Insured is subject to the prevailing administrative rules and designated requirements. The Unit, Guaranteed Cash Value, the face value of accumulated Reversionary Bonuses (if any) and the face value of Terminal Bonus (if any), any accumulated value of Stable Asset Account, Policy Date and Policy Years will remain the same on the Insured-Change Effective Date while the Plan End Date will be adjusted to the date of policy anniversary on the 128th birthday of the Changed New Insured or following the 128th birthday of the Changed New Insured (whichever is applicable). The Changed New Insured must be aged 64 (last birthday) or below. The change of Insured must be endorsed by the Policy Owner, proposed new Insured and Assignee (if any). Both the new Insured and the current Insured must be alive and the policy is in force at the time the Insured is changed and provided with satisfactory proof of evidence of insurability for the proposed new Insured. We shall cease to provide any coverage for the initial Insured or the prior Insured on our record (when applicable and as the case may be) as from the Insured-Change Effective Date. All riders (if any) will be terminated on the Insured-Change Effective Date. Please refer to the Policy Provisions for details of Changing of Insured Option.5.This is an example of a policy denominated in USD with a 5-year premium payment period. The annual premium payment is US$100,000, resulting in a total premiums paid of US$500,000, without exercising any policy options.6.Account determined in accordance with the Wealth Accumulation Switching Option provision in which its long-term target asset allocation is 100% in fixed income type securities. The value in the Stable Asset Account will be accumulated at such interest rate as may be declared by us from time to time. Interest rates on the Stable Asset Account are not guaranteed and may even be 0% in any year.7.While the policy is in force and the Insured is still alive, after the end of the 5th Policy Year (Applicable to MyWealth Savings Insurance Plan 2 (Premier))/while the policy is in force and the Insured is still alive, after the end of the 5th Policy Year or the end of the premium payment period (whichever is later) (Applicable to MyWealth Savings Insurance Plan 2 (Prestige)), and subject to the prevailing rules of the Company, customer may exercise Policy Split Option to create a separate policy (the “Split Policy”), allocating a portion of Unit from the basic plan of the policy to the Split Policy but subject to the following conditions without providing any evidence of insurability: (i) after the policy Split Option has been exercised (the “Split”), the respective Unit of the basic plan of the policy and Split Policy must not be less than the minimum Unit amount we permit at the time of the request of customer; (ii) the insured of the Split Policy must be the same as the Insured of the basic plan of the policy; (iii) no claim is in progress under the basic plan of the policy upon request exercising this option; (iv) customer’s request for the policy Split Option cannot be changed or withdrawn once it is submitted; (v) any indebtedness under the basic plan of the policy must be fully repaid before we approve customer’s request ; and (vi) Policy Split Option can only be exercised once during a Policy Year. After the Split is approved, (i) the provisions of the Split Policy will be the same as the basic plan of the policy unless otherwise specified; (ii) the Unit, face value and cash value of Reversionary Bonus and Terminal Bonus (if any), accumulated value of Stable Asset Account (if any) will be reduced and transferred to the Split Policy according to the ratio of the Unit allocated to the basic plan of the policy and the Split Policy. We will determine the existing and future amounts of Guaranteed Cash Value, the face value and cash value of Reversionary Bonus and Terminal Bonus (if any); and future premium respectively for both the basic plan of the policy and the Split Policy according to customer’s allocation of the Units; (iii) the total premiums paid for both the basic plan of the policy and the Split Policy will be adjusted according to customer’s allocation of Units and will be used to calculate death benefit; (iv) subject to the rules of the Company, all riders (if any) under the policy will continue to be effective after the Split; (v) the beneficiary(ies), Policy Owner, Contingent Policy Owner (if designated), Initial Insured, Insured, Policy Currency, Policy Date, Policy Effective Date and Policy Years of the basic plan of this Policy will remain unchanged and the Split Policy will have the same beneficiary(ies), Policy Owner, Contingent Policy Owner (if designated), Initial Insured, Insured, Policy Currency, Policy Date, Policy Effective Date and Policy Years of the basic plan of this Policy; and (vi) previous instruction(s) made under the basic plan of the policy including but not limited to Wealth Accumulation Switching Option, Wealth Booster Option, Death Benefit Settlement Option and Policy Continuation Option will also apply to the Split Policy unless otherwise specified. The Split Policy will be effective only after its policy provisions and policy specifications are issued. Please refers to the Policy Provisions for more details of Policy Split Option.8.Premium Holiday is not applicable to the policy with a 2-year premium payment period. The length of a Premium Holiday for each application should be a multiple of 1 year until it reaches the maximum limit. Premium Holiday is only applicable to the basic plan and will be effective on the next policy anniversary, but all riders attached to the policy will be terminated at the same time. We will defer the premium end date and premium due date according to the Premium Holiday Period approved. Riders attached to the policy can be re-attached after Premium Holiday, however, the premium and approval should be subject to rider application at that time. During the Premium Holiday, customer does not need to pay premiums for the basic plan, the Units, Guaranteed Cash Value, the face value of accumulated Reversionary Bonuses (if any), accumulated value of Stable Asset Account and protection under the basic plan will remain unchanged during the period, provided that customer has not partially surrendered during the Premium Holiday. The cash value of Reversionary Bonus and Terminal Bonus (if any) are non-guaranteed. During the Premium Holiday, we will not declare any face value of non-guaranteed Reversionary Bonus. Please refer to the Policy Provisions for details of Premium Holiday.9.Prior to the death of the Insured, the Policy Owner can assign one or two beneficiary(ies) for the Policy Continuation Option and specify the proportion of the Death Proceeds to be paid to each beneficiary for the Policy Continuation Option. Upon the death of the Insured, if the Policy Owner (still alive) and the Insured are different persons, the beneficiary will become the Continued New Insured; if the Policy Owner died at the same time or the Policy Owner and the Insured is the same person, subject to the prevailing administrative rules of the Company, the beneficiary will become the new Policy Owner and Continued New Insured of the policy in order to keep the policy in force after the Insured dies. If Policy Continuation Option has been exercised, and (i) only one beneficiary is designated under the policy and such beneficiary has been elected for the Policy Continuation Option prior to the death of the Insured, after this option has been exercised, all Units, Total Premiums Paid, Guaranteed Cash Value, the face value of accumulated Reversionary Bonuses (if any), the face value of Terminal Bonus (if any) and any accumulated value of Stable Asset Account (if any), Policy Date and Policy Years will remain unchanged on the Policy Continuation Effective Date, while the respective plan end date of the basic plan of the policy will be adjusted to the date of policy anniversary on the 128th birthday of the Continued New Insured or the immediately following policy anniversary (whenever is applicable); (ii) if there is more than one beneficiary designated under the policy and one or two beneficiary(ies) has/have been elected for the Policy Continuation Option prior to the death of the Insured, one or two basic plan(s) of the policy will be created upon the death of the Insured, and regarding each newly created basic plan, the respective unit, Total Premiums Paid, Guaranteed Cash Value, the respective face value of accumulated Reversionary Bonuses (if any) and the respective face value of Terminal Bonus (if any) and any respective accumulated values of the Stable Asset Account will be adjusted according to the proportion of the Death Proceeds specified by the Policy Owner for each beneficiary selected for the Policy Continuation Option. The respective Policy Date and Policy Years will remain unchanged on the Policy Continuation Effective Date, while the respective plan end date of the basic plan of the policy will be adjusted to the date of policy anniversary on the 128th birthday of the Continued New Insured or the immediately following policy anniversary (whenever is applicable). The surrender payment may be equal to or lower than death benefit before this option has been exercised. If the Death Benefit Settlement Option has already been selected for the beneficiary who has also been elected for the Policy Continuation Option, customer shall cancel the Death Benefit Settlement Option arrangement for such beneficiary before submission of any written request for the Policy Continuation Option. All riders (if any) will be terminated on the Policy Continuation Effective Date. For the beneficiary(ies) who has/have not been elected for the Policy Continuation Option (if any), the Death Benefit will be paid to each of these beneficiary(ies) in a lump sum or the respective option under the Death Benefit Settlement Option provision elected by the Policy Owner. If the Policy Owner has selected both Policy Continuation Option and Death Benefit Settlement Option, Policy Continuation Option will automatically be exercised (regardless of the order of selection). After Policy Continuation Option has been exercised, the Policy Continuation Option and Death Benefit Settlement Option previously selected by the Policy Owner will automatically become invalid Please refer to the Policy Provisions for details of Policy Continuation Option.10.There are 2 types of premium waivers: (i) “Waiver of Premium Benefit” is applicable to the Insured whose age at policy issuance or the change of Insured is between 18 and 60 and is the Policy Owner at the same time, and is diagnosed with total permanent disability before the age of 75. (ii) “Payor Benefit” is applicable to the latest Insured whose age at policy issuance or the change of the Insured is at the age 17 or below; the latest Policy Owner (including contingent Policy Owner) whose age at policy issuance or the change of the Policy Owner (including Contingent Policy Owner) is at the age of 60 or below, and dies or is diagnosed with total permanent disability before the age of 75. After the waived premium of the basic plan reaches the maximum total amount of premium waived (per Insured) and/ or on the waiver of premium end date (until the premium end date that is set at the time of policy issuance), the Policy Owner should pay the remaining premium; otherwise, the automatic premium loan will be applied, or the policy will be terminated. In addition to the premiums stated above, if premiums falling due in the relevant Waiver of Premium Benefit Period are paid before we approve a claim of this benefit, such premiums will be fully refunded (with no interest). If the incident is resulted from accident, immediate protection will be given. If a person dies or is diagnosed with total permanent disability due to illness, a 2-year waiting period is required. Please refer to the Policy Provisions for details of “Waiver of Premium Benefit” and “Payor Benefit”.11. Subject to terms and conditions, for details, please refer toMyWealth Savings Insurance Plan 2 (Prestige) First-Year Premium Refund:https://www.ctflife.com.hk/pdf/en/mywealth-savings-2-prestige-insurance-plan-premium-refund-flyer.pdfMyWealth Savings Insurance Plan 2 (Premier) First-Year Premium Refund:https://www.ctflife.com.hk/pdf/en/mywealth-savings-2-premier-insurance-plan-premium-refund-flyer.pdf12. Subject to terms and conditions, for details, please refer tohttps://www.ctflife.com.hk/pdf/en/guaranteed-interest-rate-for-prepaid-premium-offer-promotion-flyer.pdfImportant notice:- The information contained in this press release is intended as a general summary of information for reference only. MyWealth Savings Insurance Plan 2 features Prestige Version and Premier Version. For more details, please refer to the product brochures, promotion leaflets, and policy documents. For details regarding the CTF Life MyWealth Savings Insurance Plan 2, the terms and conditions of the policy contract shall prevail.- This press release does not contain the full provisions of MyWealth Savings Insurance Plan 2, and the full terms can be found in the Policy documents. MyWealth Savings Insurance Plan 2 may serve as standalone plan(s) without bundling with other type(s) of insurance product. Please refer to the main product brochure and policy terms and conditions, as well as the explanatory documents provided by your licensed insurance intermediary, to fully understand the details and complete terms and conditions regarding the mentioned definitions, fees, product features, exclusions, and compensation payment conditions related to the MyWealth Savings Insurance Plan 2.- Please refer to the product brochure for more information on MyWealth Savings Insurance Plan 2 (Prestige): https://www.ctflife.com.hk/pdf/en/mywealth-savings-2-prestige-insurance-plan-brochure.pdf- Please refer to the product brochure for more information on MyWealth Savings Insurance Plan 2 (Premier): https://www.ctflife.com.hk/pdf/en/mywealth-savings-2-premier-insurance-plan-brochure.pdf- For further details, please contact CTF Life’s Customer Service Hotline on +852 2866 8898.- This press release is intended to be distributed in Hong Kong only and shall not be construed as an offer to sell or a solicitation to buy or provision of any of our products outside Hong Kong. Chow Tai Fook Life Insurance Company Limited hereby declares that it has no intention to offer to sell, to solicit to buy or to provide any of its products in any jurisdiction other than Hong Kong in which such offer to sell or solicitation to buy or provision of any product of Chow Tai Fook Life Insurance Company Limited is illegal under the laws of that jurisdiction. About CTF LifeChow Tai Fook Life Insurance Company Limited (“CTF Life”) is proud of its rich, nearly 40-year legacy in Hong Kong. CTF Life is a wholly-owned subsidiary of NWS Holdings Limited (Hong Kong Stock Code: 659) and one of the most well-established life insurance companies in Hong Kong. As a member of Chow Tai Fook Enterprises Limited, CTF Life consistently strengthens its collaboration with the diverse conglomerate of the Cheng family (“Chow Tai Fook Group” or “the Group”) to support customers and their loved ones in navigating life’s journey with personalised planning solutions, lifelong protection and diverse lifestyle experiences. By leveraging the Group’s robust financial strength and strategic investments across the globe, CTF Life aspires to become a leading insurance company in the Greater Bay Area while continuously creating value beyond insurance.Media enquiriesCTF LifeSuki Kwong+852 2591 8504suki.kwong@ctflife.com.hkParadigm ConsultingEvan Lu+852 6707 3281Ctflife@paradigmconsulting.com.hkChow Tai Fook Life Insurance Company Limited (Incorporated in Bermuda with limited liability) Copyright 2024 ACN Newswire via SeaPRwire.com.

SINGAPORE, Oct 15, 2024 - (ACN Newswire via SeaPRwire.com) - Ensign InfoSecurity (“Ensign”), one of Asia’s largest comprehensive cybersecurity solutions providers and a Diamond sponsor at Govware 2024, will showcase its Digital Reputation Risk Management Suite. This AI-powered, modular solution provides a comprehensive, real-time visibility and defence against digital threats that can tarnish reputations and erode stakeholder trust.As misinformation, deepfakes, and website spoofing attacks become more sophisticated, businesses face unprecedented risks to their reputation and market trust. A major attack can undo years of reputation building, threatening long-term relationships, customer loyalty, and business growth. Organisations need more than just isolated alerts – they need a unified, real-time platform offering a comprehensive suite of solutions to provide early warning, scam protection, and brand monitoring across the deep and dark web. This approach enables seamless collaboration, allowing teams to anticipate and stop threats before they cause significant damage, ensuring the business not only runs smoothly but thrives.The ZEUS Engine: Cyber Central Command System (C3S) for Reputation Risk ManagementAt the core of Ensign’s Digital Reputation Risk Management Suite is our proprietary ZEUS Engine, a field-tested AI-powered solution that provides a unified view of an organisation’s digital reputation. By leveraging advanced anomaly detection and real-time analytics, ZEUS identifies malicious activity, correlates it with other attacks, and assesses whether the organisation is facing isolated incidents or a more coordinated campaign that warrants urgent action. This precision helps leaders make faster and better-informed decisions, preventing small issues from escalating into full-blown crises. With this comprehensive solution, businesses can:Identify and mitigate reputational threats and risks in real time, including assessing potential coordinated campaign activity.Proactively manage their digital reputation by monitoring misinformation and website spoofing attempts.Gain insights into the attacker’s tactics and how they view your organisation.Key Features of the Digital Reputation Risk Management SuiteThe suite consists of three modular solutions designed to offer comprehensive protection across multiple threat vectors:1. Anti-Scam ModulePhishing scams and digital fraud are constantly evolving, posing serious risks to organisations’ data integrity and brand trust. This module uses AI to identify and block these sophisticated attacks in real time. It combines advanced threat intelligence and machine learning analytics to detect deepfakes, phishing attempts, and fraud, offering actionable insights that empower organisations to mitigate risks quickly and decisively.The Anti-Scam Module is supported by:Ensign Aletheia detects deepfakes in real time within seconds, on-device, across multiple modalities (audio and video), with up to 90% accuracy, safeguarding organisations from sophisticated digital frauds.Ensign Helios combats phishing attacks by using advanced AI to detect malicious emails and protect against frauds.2. Early Warning Module:Waiting for a cyberattack is no longer an option. This module continuously scans an organisation’s digital footprint for potential vulnerabilities and suspicious activity. With advanced detection capabilities, it identifies exposed assets and vulnerabilities, enabling businesses to take proactive steps to secure their environment before malicious actors can strike.The Early Warning Module is supported by:Ensign Aegis, enhanced with proprietary telemetry, provides a comprehensive view of external-facing assets, identifying vulnerabilities before they are exploited to keep organisations ahead of threats.Ensign Ares monitors threat exposure, analysing vulnerabilities in real time to prioritise and mitigate risks.3. Brand Monitoring Module:In a world where misinformation and disinformation can spread rapidly, it is critical for businesses to have real-time oversight of their brand’s digital presence. This module continuously tracks online sentiment, leaked sensitive information, social media conversations, and digital channels to detect potential reputational threats. It allows organisations to respond swiftly, ensuring they can take control of the narrative and safeguard their reputation before false information causes irreparable damage.The Brand Monitoring Module is supported by:Ensign Hermes utilises AI-powered natural language processing to monitor online sentiment and detect misinformation, disinformation, and mal-information to protect brand reputation.Ensign Athena delivers proactive cyber threat intelligence, providing early warnings and actionable insights to defend against evolving threats.(For more information on Ensign’s Digital Reputation Risk Management Suite, please scan the QR code on page 3)“As the digital landscape becomes increasingly complex, businesses face threats that go beyond financial loss, directly impacting trust and reputation,” said Tammie Tham, Group CEO, Ensign InfoSecurity. “At Ensign, we have developed a solution that combines the best in people, processes, and technology. By working closely with boards and C-suites, we gain a deep understanding of their unique challenges, leveraging our proprietary AI, threat intelligence, and telemetry solutions, setting us apart from others. This suite is designed to keep organisations ahead of threats and safeguard the trust that underpins their success.”Join us at GovWare 2024, from 15th -17th October at Booth H02, Sands Expo Convention Centre, Singapore, and discover how our patented AI-powered cybersecurity solutions are designed to protect your reputation.About Ensign InfoSecurityEnsign InfoSecurity is the largest comprehensive cybersecurity service provider in Asia. Headquartered in Singapore, Ensign offers bespoke solutions and services to address their clients’ cybersecurity needs. Their core competencies are in the provision of cybersecurity advisory and assurance services, architecture design and systems integration services, and managed security services for advanced threat detection, threat hunting, and incident response. Underpinning these competencies is in-house research and development in cybersecurity. Ensign has two decades of proven track record as a trusted and relevant service provider, serving clients from the public and private sectors in the Asia Pacific region.For more information, visit www.ensigninfosecurity.com or email media@ensigninfosecurity.com.Scan this QR code for more information on Ensign’s Digital Reputation Risk Management Suite. Copyright 2024 ACN Newswire via SeaPRwire.com.

DUBAI, Oct 15, 2024 - (ACN Newswire via SeaPRwire.com) - The Global Blockchain Show is pleased to announce its second edition, taking place on December 12 and 13, 2024 at the Grand Hyatt Exhibition Centre, Dubai. Organized by web3 and artificial intelligence consulting giant VAP Group, the two-day show will provide an opportunity to network with the top 1% of the web3 community by bringing together founders, solution providers, experts and enthusiasts from around the world under one roof.“The Global Blockchain Show is more than just a one-time event. It is designed to be the ultimate blockchain mixer where attendees will go on a continuous journey through the dynamic world of blockchain technology and unwind with the ‘who’s who’ of the industry,” said Vishal Parmar, Founder and Chief Executive Officer of VAP Group.Speakers such as:Yat Siu – Co-Founder and Chairman, Animoca BrandsDr. Marwan Alzarouni – CEO/CEO AI, Dubai Blockchain Center/Dubai Economy & TourismH.E. Justin Sun – Founder/Global Advisory Board, TRON/HTX Global Advisory BoardRachel Conlan – Global Chief Marketing Officer, BinanceMr. Ahmed Bin Sulayem – Executive Chairman and CEO, DMCCJason Allegrante – Chief Legal and Compliance Officer, FireblocksPierre Samaties – Chief Business Officer, DFINITYMarcello Mari – Founder & Chief Executive Officer, SingularityDAODavid Palmer – Chief Product Officer, Co-founder, VodafoneAlicia Kao – Managing Director, KuCoin… and many more will deliver groundbreaking insights and announcements at the highest level.Themes including digital currency, blockchain regulations and web3 gaming will deep-dive into real-life applications, while workshops will provide practical ‘how-to’ frameworks, models, implementation guidance, and success metrics.The Global Blockchain Show is the only event that gives you a 360-degree roadmap of how individuals can leverage blockchain technology effectively. And it does not stop there. Monthly virtual roundtable conferences, quarterly reports, private project meetings and much more are set to take place all year round to ensure that the story of blockchain’s impact, innovation and integration is told in its entirety.Additionally, the Global Blockchain Show is led by a multidisciplinary advisory board, composed of industry leaders and experts such as Ida Mok, Chief Strategy Officer, W3GG, President, Women in Blockchain Asia; Christian Gleich, International Ambassador, European Blockchain Association; Nena Dokuzov, Coordinator, Strategy of Digital Transformation of Economy, Ministry of the Economy, Tourism, and Sport, Slovenia, among others. The board will regularly meet to discuss key industry developments through the year as well as be the committee steering the discussions that happen live on stage.“With a community of over 110,000, the Ultimate Blockchain Season Finale is set to open up opportunities to network with some of the most influential voices in the industry, all gathered together in a common area,” said Vishal Parmar.So what are you waiting for? Head to: https://www.globalblockchainshow.com/tickets/ and grab your tickets to attend the grand finale of events this year.About VAP GroupVAP Group, established in 2013, is a leading force in Web3 and AI solutions, offering services in PR, advertising, recruitment, content development, and events and media management. Led by CEO Vishal Parmar, VAP Group continues to drive innovation through strategic PR and influencer marketing, bounty campaigns, and global conferences. Their flagship events, the Global Blockchain Show and Global AI Show, showcase the brightest minds in these transformative fields. Known for its creativity and forward-thinking approach, VAP Group remains at the forefront of blockchain and AI consultancy.For media inquiries, exclusive interviews, or press passes, please reach out to: media@globalblockchainshow.com Copyright 2024 ACN Newswire via SeaPRwire.com.

KUALA LUMPUR, Oct 15, 2024 - (ACN Newswire via SeaPRwire.com) - Cropmate Berhad (“Cropmate” or the “Company”), one of the key players in the fertiliser industry in Malaysia, is pleased to announce that it has signed an underwriting agreement with Hong Leong Investment Bank Berhad (“HLIB”) for its upcoming initial public offering (“IPO”) on the ACE Market of Bursa Malaysia Securities Berhad (“Bursa Securities”).Mr. Lee Cheng Seng, Executive Director of Cropmate Berhad; Mr. Lee Chin Yok, Managing Director of Cropmate Berhad; Ms. Lee Jim Leng,Group Managing Director/Chief Executive Officer of Hong Leong Investment Bank Berhad; Mr. Lee Cheng Fei, Executive Director of Cropmate Berhad[L-R]The IPO exercise, as outlined in the Company’s draft prospectus, will involve the public issue of 210.0 million new ordinary shares in Cropmate, representing 28.4% of the enlarged issued share capital, with offer for sale of 50.0 million existing shares, representing 6.8% of the enlarged issued share capital of 738.0 million ordinary shares.The allocation of the IPO shares will be offered as follows: -1. Institutional offering of approximately 208.34 million IPO Shares, representing 28.2% of the enlarged issued share capital:a. 92.25 million IPO shares reserved for Bumiputera investors approved by the Ministry of Investment, Trade and Industry (“MITI”), including 42.25 million new ordinary shares and 50.00 million existing shares;b. 116.09 million IPO shares allocated to other institutional and selected investors.2. Retail offering of 51.66 million IPO shares, representing 7.0% of the enlarged issued share capital:a. 36.90 million IPO shares for application by the Malaysian public via balloting, equally allocated between Bumiputera (representing 2.5% of the enlarged issued share capital) and non-Bumiputera (representing 2.5% of the enlarged issued share capital) investors.b. 14.76 million IPO shares reserved for application by eligible directors, eligible employees, and persons who have contributed to the success of the Company.HLIB will act as the Principal Adviser, Sponsor, Underwriter, and Bookrunner, and will underwrite the entire 51.66 million IPO shares offered under the retail offering of the IPO.Managing Director of Cropmate Berhad, Mr. Lee Chin Yok, commented, “This IPO marks a key milestone in Cropmate’s journey, as we are the first-ever pure-play fertiliser company to be listed on Bursa Malaysia. Partnering with HLIB will help us solidify our market position as an established fertiliser manufacturer in Malaysia. The funds raised will be used to fund our working capital requirements in tandem with our production activities as our business grow, particularly under our specialty fertiliser segment to meet the needs of orchard operators, especially within the growing durian market. These resources will also support upgrades to our production facilities and the establishment of a research and development laboratory to enhance innovation.”He also added, “The funds will play a pivotal role in helping us expand our manufacturing capabilities, ensuring that we can continue to supply the market with high-quality fertilisers and maintain our establishment in the agricultural sector.”Group Managing Director/Chief Executive Officer of HLIB, Ms. Lee Jim Leng said: "We are pleased to have played a key role in Cropmate Berhad’s IPO journey. We strongly believe that Cropmate’s listing status will, without doubt, boost its branding and company profile amongst the plantation and orchard owners both in Malaysia and in the region. We are confident that this listing will be a significant step forward for the Company.The listing of Cropmate on Bursa Securities will also provide a robust platform for the company to embark on its next phase of growth and aligns its long-term vision to solidify its position in fertiliser industry.Issued By: Swan Consultancy Sdn. Bhd. on behalf of Cropmate BerhadFor more information, please contact:Jazzmin WanEmail: j.wan@swanconsultancy.bizWilliam YeoEmail: w.yeo@swanconsultancy.biz Copyright 2024 ACN Newswire via SeaPRwire.com.

SINGAPORE, Oct 15, 2024 - (ACN Newswire via SeaPRwire.com) - The Global Anti-Scam Alliance (GASA) has released the highly anticipated 2024 Asia Scam Report. Based on survey responses from 24,731 consumers across Asia, this annual report offers insights into the growing threat posed by scammers and their increasingly sophisticated tactics.GASA's Asia Scam Report 2024Individual survey responses were extrapolated to report an estimated total loss of $688.42 billion over the last 12 months, a figure that represents a significant portion of the estimated $1.026 trillion global scam losses reported in GASA's 2023 data. This year's report highlights key trends such as the rise of AI-generated scam messages and the surge in social media-related fraud.Key Findings from the 2024 Asia Scam Report:Rapid Revictimization: Scam victims across Asia tend to be scammed repeatedly after they have been successfully targeted once.Singapore (-40%) and Japan (-17%) have reported a noteworthy reduction in average scam loss per victim, indicating the effectiveness of preventive measures while other countries have seen increases. In Singapore, initiatives such as the co-location of police and banks has contributed to an efficient crackdown on scams.Dominance of Social Media Scams: Some leading platforms have seen an increase in scam activity, with many users looking for social platforms to address fraudulent ads and fake accounts.Top Scams by Category: Identity theft, investment scams, and shopping scams remain the leading threats across the region, with scammers targeting individuals through a range of channels, including phone calls, social media, and text messages.Scam Prevention and Cross-Sector Collaboration in Focus at GASS Asia SummitAs Foundation Partners of GASA, Mastercard and ScamAdviser sponsored this report and will engage deeply in scam prevention discussions and partnerships at the Global Anti-Scam Summit (GASS) Asia Summit on October 20-21. The event, in Singapore, is a key gathering for stakeholders across sectors to joint actions against perpetrators of scams. With Amazon, Google, and other global organizations participating, the event will focus on best practices and new strategies in financial fraud, AI misuse, and consumer protection strategies.For more information and to download the full 2024 Asia Scam Report, visit GASA's official website.Contact InformationSam RogersMarketing Director, Global Anti-Scam Alliancesam.rogers@gasa.orgSOURCE: Global Anti-Scam Alliance (GASA) Copyright 2024 ACN Newswire via SeaPRwire.com.

NEW YORK, Oct 15, 2024 - (ACN Newswire via SeaPRwire.com) - On the occasion of Bitcoin's 15th anniversary, renowned artist Frédéric Imbert unveils The Bitcoin Masterpiece, an innovative work that fuses art and technology. This limited edition collection consists of 99 pieces. The artwork pushes the boundaries of art while carving its place in the history of the crypto space.The Bitcoin Masterpiece: An Artwork Reflecting the Bitcoin RevolutionAn exceptional piece of art is set to leave its mark on the history of cryptocurrency. Frédéric Imbert, alongside his son Bastien Imbert, is preparing to launch The Bitcoin Masterpiece, a groundbreaking creation inspired by the Bitcoin logo, merging art with cutting-edge technology.This work stands out with its sleek and sophisticated design. The carbon and aluminum frame, measuring 95 cm x 95 cm x 5 cm and weighing 12.8 kg, incorporates advanced electronic components. Using 146 glass displays and 217 low-pressure neon lamps, the piece lights up the Bitcoin logo second by second, through successive patterns, creating a stunning visual effect. Frédéric Imbert meticulously hand-assembles each piece in his Paris workshop, ensuring exceptional quality.The artwork offers a dynamic and captivating representation of the Bitcoin universe. It incorporates several interactive elements, making it a living and evolving piece:Progressive and random illuminations of the Bitcoin logoReal-time display of Bitcoin's market price, allowing for real-time tracking of its fluctuationsPresentation of essential Bitcoin-related data, providing an overview of the ecosystemThis fusion of art and technology transforms each piece into a gateway to the crypto world, while maintaining a refined aesthetic worthy of the most prestigious contemporary art pieces.The Limited Edition for Enthusiasts and CollectorsThe Bitcoin Masterpiece collection is available in 99 numbered pieces. Each piece, unique and customizable upon request, receives the artist's meticulous attention. Its rarity, combined with artisanal quality and technological innovation, makes it a potential investment for art collectors and crypto enthusiasts alike.Each piece is priced at 1 Bitcoin, reflecting the ambition of the project, its symbolism, and its deep connection to the leading cryptocurrency.The Bitcoin Masterpiece will debut at an exclusive vernissage held at The Outpost, a private mansion in the heart of Paris's 17th arrondissement. The event that will take place on October 23rd will mark the official launch of the collection.To register for the event, visit: https://lu.ma/afep9ro4The Visionary Artist Behind The Bitcoin MasterpieceFrédéric Imbert, the creative mind behind The Bitcoin Masterpiece, is a renowned artist and engineer. Born in Monaco and based near Paris, he has distinguished himself for more than two decades by his ability to fuse art and science into unique contemporary creations.His passion for electronics and intricate watchmaking is reflected in each of his works, which often incorporate rare and iconic electronic components. Imbert's distinctive style is characterized by the use of vintage and modern parts, creating visual symphonies that celebrate the passage of time and pay homage to technological and architectural icons.The Collection Backed by Esteemed PartnersThe Bitcoin Masterpiece is already supported by several renowned partners in the crypto and digital art industries. These collaborations will help boost the artwork's visibility and strengthen its position in the world of crypto art.The Bitcoin Masterpiece represents the convergence of technological innovation and artistic expression. This creation by Frédéric Imbert offers collectors, cryptocurrency enthusiasts, and digital art lovers the chance to own a work that stands at the crossroads of these worlds. The Bitcoin Masterpiece is destined to become a symbol of the crypto era in the art world.Social LinksTwitter : @BTC_MasterpieceInstagram : thebitcoinmasterpieceEvent : https://lu.ma/afep9ro4Media ContactBrand: The Bitcoin MasterpieceContact: Media teamWebsite: https://www.thebitcoinmasterpiece.com Copyright 2024 ACN Newswire via SeaPRwire.com.

香港, 2024年10月14日 - (亞太商訊 via SeaPRwire.com) - 香港應用科技研究院（應科院）於第四十四屆「香港秋季電子產品展」（秋電展）上展示智慧出行科技，包括其尖端的車聯網(C-V2X)技術，旨在提升自動駕駛安全。展覽由香港貿易發展局主辦，於10月13至16日假香港會議展覽中心舉行。秋電展是全球頂尖電子商貿交易平台之一，吸引數以萬計的本地及海外的專業買家及行業專家參與，有助促進業界交流與合作。應科院相信，透過參與是次電子業界的年度盛事，有助推廣應科院的網聯自動駕駛科技，將香港本地研發帶到國際舞台，鞏固香港國際創新科技樞紐的領先角色。智慧出行是本屆秋電展的焦點主題，應科院今日特別舉行「領航未來：網聯自動駕駛如何重塑各行業」研討會，業界領袖為自動駕駛的未來把脈，探討市場機遇和挑戰。應科院首席營運官莊偉泉工程師於會上指出，自動駕駛汽車(AV)能減少人為錯誤和不當駕駛，提升道路安全。他表示，香港自動駕駛的發展與全球看齊，為配合香港特區政府發展無人駕駛技術的方針，應科院計劃明年在香港不同地點進行自動駕駛巴士測試。研討會的其他講者包括應科院創新思維首席總監陳建龍先生、香港理工大學航空及民航工程學系助理教授及深空探測研究中心團隊成員文偉松博士、香港中文大學賽馬會老年學研究所及健康公平研究所經理李衛棠先生、鑽的（香港）有限公司創辦人及行政總裁梁淑儀女士、途齡科技有限公司聯合創辦人及行政總裁徐華峰先生，以及德勤中國戰略、風險與企業交易諮詢合夥人陳煒華先生。應科院的展位設於會展中心會議廳前廳 [展位號碼：CH-J04]，展出的智慧出行科技包括：1.智慧出行管理平台應科院研發的智慧出行管理平台，能夠全面管理車隊包括監控車輛狀態和調度，亦能整合網聯自動駕駛汽車（CAV），以滿足未來智慧出行不斷發展的需求。該平台能整合車聯網系統、來自公開渠道及應科院實際收集的各類交通數據，運用人工智能技術提供實時洞察和分析，從而優化城市交通模式，並有助作出更明智和更謹慎的決策，提高駕駛員、乘客和行人的安全。2.自動駕駛巴士於公共道路上運行的試點項目這個由「 智慧交通基金 」資助的自動駕駛先導項目將首次於香港公共道路試行。項目遵循2024年3月1日發佈的《自動駕駛車輛試驗及先導實用實務守則》在西九文化區進行測試。路線全長約兩公里，預計於2025年開展特定乘客的載客測試，該項目將為香港未來在公共道路採用自動駕駛技術提供實用數據。3.路側設備適用的私隱保障感測系統這系統在收集環境資訊時能在地處理，而毋需把資料存儲或傳輸到雲端，以保護個人資料。感測器具備實時、低功耗的感測能力，亦非常適合應用在智能家居自動化和機器人技術。這種兼具資料隱私和高效傳感的技術，讓日常生活應用更安全可靠。4.路側設備適用的中程高精度全景激光雷達應科院研發的高精度測繪激光雷達，採用了專利技術「多通道閾值波形採樣+硬件加速波形重建」，實現低成本、高精度掃描，專為中距離、高精度3D感測場景設計，適用於建築信息模型（BIM）、安保、智能物流、智慧城市等領域。該雷達可在七分鐘內生成BIM，並進行濾波和平滑處理，提高整體效率。它與車聯網技術整合應用，能實時檢測道路使用者的移動，有效增強CAV的導航能力，推進智慧出行的發展。5.供鐵路應用的「車載實時偵測入侵物系統」該系統由港鐵公司與應科院共同研發，運用邊緣多感測融合技術，即使在極低光照條件下，仍能實時檢測及識別隧道內的入侵物，並立即發出警報，從而提高鐵路營運安全，為智慧鐵路發展提供寶貴數據。此外，應科院通訊技術副總裁莊哲義博士在香港貿發局及香港電子科技商會合辦的「創新科技論壇」上發表演說，討論無線通訊技術在促進數字孿生和及相關應用方面的作用。傳媒查詢劉燕妮 電話：(852) 3406 2506 / (852) 9497 5390 電郵：connielau@astri.org林衍欣 電話：(852) 3406 0196 / (852) 9036 0212 電郵：beatricelam@astri.org圖片下載：https://bit.ly/4eEkNTZ立法會議員盧偉國博士工程師(右六)在香港貿發局電子及家電業諮詢委員會主席莊子雄教授(右五)及香港貿發局副總裁張淑芬女士(右七)陪同下參觀展覽。應科院科研生態系統、大學科技轉移及市場部高級總監鄭可怡女士(右八)向一眾嘉賓介紹應科院最新的智慧出行科技。莊教授及吳民卓博士(左四)均為應科院董事局成員。應科院於10月13至16日在香港會議展覽中心參與由香港貿發局主辦的「香港秋季電子產品展」，向全球專業買家和業界代表，介紹一系列嶄新智慧出行科技。圖為立法會議員邱達根先生(左三)、香港特區政府數字政策專員黃志光先生(右四)參觀應科院的展位。應科院董事局成員吳民卓博士(左七)及湯達熙先生(左六)，聯同應科院首席營運官莊偉泉工程師(左五)以及應科院科研生態系統、大學科技轉移及市場部高級總監鄭可怡女士(右七)，以及一眾應科院研究人員於展位合照。應科院首席營運官莊偉泉工程師於「領航未來：網聯自動駕駛如何重塑各行業」研討會上致歡迎辭。應科院通訊技術副總裁莊哲義博士應邀於香港貿發局及香港電子科技商會合辦的「創新科技論壇」上發表演說，介紹應科院研發的車聯網科技。關於香港應用科技研究院香港應用科技研究院（應科院）由香港特別行政區政府於2000年成立，其使命是透過應用科技研究提升香港的競爭力。應科院的主要科技研發領域可歸納於五個技術部門，包括：先進電子元件及系統、人工智能及可信技術、通訊技術、創新思維、物聯網感測與人工智能技術。而技術研發主要應用在六項重點範疇：智慧城市、金融科技、新型工業化及智能製造、數碼健康科技、專用集成電路及元宇宙。多年來，應科院致力培養研究及創科人才，並憑著其技術創新及對工商業界和社區的傑出貢獻而屢獲國際殊榮。應科院至今已將逾1,500項技術轉讓給業界，並於中國內地、美國及其他國家獲授超過1,100項專利。如欲查閱更多資訊，請瀏覽www.astri.org。 Copyright 2024 亞太商訊 via SeaPRwire.com.

HONG KONG, Oct 14, 2024 - (ACN Newswire via SeaPRwire.com) - Standard Chartered and the Hong Kong Trade Development Council (HKTDC) today released the Standard Chartered GBA Business Confidence Index (GBAI) for the third quarter of 2024. The “expectations” index rose for a second straight quarter to 55.2 from 54.8 in Q2, reflecting sentiment continued to improve modestly among firms. The “current performance” index for business activity fell to 50.6 from 54.1 in Q2, indicating a further weakening of economic momentum after a challenging first half of 2024.Hong Kong leads bullsAt city level, Hong Kong and Dongguan registered improvements in both current performance and expectations sub-indices. Hong Kong posted the highest “expectations” index, rising to 58.8 from 49.7 in Q2, the steepest rise among the 11 Guangdong-Hong Kong-Macao Greater Bay Area cities, while “current performance” slightly increased by 0.2 points to 47.3. The “expectations” index of the other five cities in the survey were all above the 50 neutral mark.In line with the soft set of China macro data in July and August, the sub-indices for industry categories trended down in general, with the manufacturing sector suffering the most. In terms of “expectations”, while GBA manufacturers’ confidence may have been affected by a potential surge in US tariffs against China-origin products in the event of a Trump win in the November US presidential election, the score remained stable at 54.1, well above the neutral mark.Kelvin Lau, Senior Economist, Greater China, Standard Chartered, said: “The survey findings are in line with the economic data released in August, pointing to a slower industrial production, retail sales and fixed asset investment growth on subdued domestic demand and adverse weather. Nevertheless, it is noteworthy that the optimism associated with China’s stronger-than-expected stimulus package introduced in late-September, together with the new phase of Fed’s rate cut cycle, has yet to reflect in the third quarter survey findings. We believe the business sentiment among GBA companies can be boosted in the near term, driven by the positive sentiment and jump in equity market turnover following the announcement of the stimulus measures.”60% GBA companies express concerns over risk factors – rates, economic growth and trade barriers topped the listWhile the rate-cutting cycle can serve as a tailwind to business, the market outlook remains challenging. 60% of respondents saw external and internal risks posing a substantial risk to their overall business in the next 12 months. “Higher global inflation and interest rates” (47%), “renewed China growth slowdown” (46%) and “trade tariffs, sanctions against China-origin products” (42%) were the top three concerns. The Fed’s recent jumbo rate cut in September, signalling potential relief to GBA companies, likely offset lingering trade and geopolitical risks in the run-up to the US presidential election.During the survey period, the discussion on tariff hikes against products of Chinese origin arose again. In terms of trade barriers, 47.2% of respondents said they were negatively impacted by tariff hikes versus 44.2% by sanctions and 34.6% by non-tariff barriers.In the event of further rise in trade disputes between China and the US/EU, of the 37% survey respondents involved in external trade and anticipating a change to their external trade in the next few months, 88% said they would front-load their second-half export orders, while 81% said they would front-load their imports to minimise the potential impacts to their businesses. Irina Fan, HKTDC Director of Research, said: “GBA manufacturers may have concerns about a potential surge in US tariffs against China-origin products after the November US election. However, some 50-60% of the respondents do not anticipate any potential negative impacts on their business.”About the GBAIThe GBAI is the first forward-looking quarterly survey in the market that looks at the business sentiment and synergistic effects in cities and industries across the GBA. It is compiled based on a survey of more than 1,000 companies in the GBA covering the manufacturing and trading, retail and wholesale, financial services, professional services and innovation and technology sectors. The index enables investors and businesses to better understand the current business climate, gauge future performance prospects and formulate their market strategies for the GBA.Related materialsStandard Chartered GBA Business Confidence Index Report: https://www.sc.com/hk/gba/gba-index-report/HKTDC Research: https://research.hktdc.com/en/article/MTgyMTM1MTk5NwPhotos download: https://bit.ly/3NrhLXcKelvin Lau, Senior Economist, Greater China, Standard Chartered, and Irina Fan, Director of Research, HKTDC, announced the latest GBA Business Confidence Index (GBAI) today (14 October). Kelvin Lau, Senior Economist, Greater China, Standard Chartered Irina Fan, Director of Research, HKTDCMedia enquiriesCorporate Affairs DepartmentStandard Chartered Bank (Hong Kong) LimitedFlora ChiuTel: (852) 3843 2285Email: flora.chiu@sc.comCommunications & Public Affairs DepartmentHKTDCKaty Wong Clayton LauwTel: (852) 2584 4524 Tel: (852) 2584 4472Email: katy.ky.wong@hktdc.org Email:clayton.y.lauw@hktdc.orgAbout Standard CharteredWe are a leading international banking group, with a presence in 53 of the world’s most dynamic markets and serving clients in a further 64. Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise, here for good.Standard Chartered PLC is listed on the London and Hong Kong Stock Exchanges.The history of Standard Chartered in Hong Kong dates back to 1859. It is currently one of the Hong Kong SAR’s three note-issuing banks. Standard Chartered incorporated its Hong Kong business on 1 July 2004, and now operates as a licensed bank in Hong Kong under the name of Standard Chartered Bank (Hong Kong) Limited, a wholly owned subsidiary of Standard Chartered PLC. For more stories and expert opinions please visit Insights at sc.com. Follow Standard Chartered on X, LinkedIn, Instagram and Facebook.About HKTDC The Hong Kong Trade Development Council (HKTDC) is a statutory body established in 1966 to promote, assist and develop Hong Kong's trade. With 50 offices globally, including 13 in Mainland China, the HKTDC promotes Hong Kong as a two-way global investment and business hub. The HKTDC organises international exhibitions, conferences and business missions to create business opportunities for companies, particularly small and medium-sized enterprises (SMEs), in the mainland and international markets. The HKTDC also provides up-to-date market insights and product information via research reports and digital news channels. For more information, please visit: www.hktdc.com/aboutus. Copyright 2024 ACN Newswire via SeaPRwire.com.

HONG KONG, Oct 14, 2024 - (ACN Newswire via SeaPRwire.com) - The Hong Kong Applied Science and Technology Research Institute (ASTRI) is showcasing smart mobility technologies, including cutting-edge Cellular Vehicle-to-Everything (C-V2X) technologies aim at enhancing autonomous driving safety, at the 44th HKTDC Hong Kong Electronics Fair (Autumn Edition), running from 13-16 October at the Hong Kong Convention and Exhibition Centre (HKCEC).The exhibition, drawing thousands of buyers and industry professionals from home and abroad, is one of the world’s premier electronics marketplaces, fostering industry exchange and collaboration. Participation at this annual flagship event would help promote ASTRI’s connected autonomous vehicles technology, bringing homegrown innovation to the global arena, and reinforcing Hong Kong’s status as a leading international innovation and technology hub.With smart mobility taking centre stage at this year’s Electronics Fair, ASTRI hosted a seminar today titled “Navigating Tomorrow: How Connected Autonomous Vehicles Reshape Industries”, where industry leaders shared insights into the future of autonomous driving, including market potential and associated challenges.ASTRI’s Chief Operating Officer Ir Chris Chong said at the seminar that autonomous vehicle (AV) technology mitigates human error and driving misconduct, thereby enhancing road safety. He added that the city’s autonomous driving technology is progressing in tandem with global developments. In alignment with the government’s initiative to further advance driverless technologies, ASTRI plans several autonomous bus trial runs at different locations in Hong Kong next year.Other seminar speakers include Mr Kenny Chan, Chief Director, Innovative Mind, ASTRI; Dr Weisong Wen, Assistant Professor, Department of Aeronautical and Aviation Engineering, and Team Member of Research Centre for Deep Space Explorations, The Hong Kong Polytechnic University; Mr Richard Lee, Functional Manager, CUHK Jockey Club Institute of Ageing and CUHK Institute of Health Equity; Ms Doris Leung, Founder and CEO, Diamond Cab (Hong Kong) Limited; Mr Jojo Xu, CEO and Co-founder, Libpet Tech Ltd; and Mr Falcon Chan, Partner, Strategy, Risk & Transactions, Deloitte China.ASTRI’s booth is located at HKCEC’s Convention Hall Foyer [booth number: CH-J04], and the smart mobility technologies on display at the fair are:1. Smart Mobility Management PlatformASTRI's platform offers comprehensive fleet management, including vehicle status monitoring and dispatching. Seamlessly integrating connected and autonomous vehicles (CAV), it meets the evolving demands of future smart mobility. By combining V2X systems with traffic data from open sources and ASTRI's own deployments, the platform leverages AI to provide real-time insights, transforming urban mobility. These insights facilitate informed and cautious decision-making, enhancing the safety of drivers, passengers, and pedestrians.2. Pilot Project of Autonomous AIBus Operation on Public Road with Real TrafficThe pilot project funded by the Smart Traffic Fund is being trailled firstly on public roads in Hong Kong. Following the Code of Practice for Trial and Pilot Use of Autonomous Vehicles published on 1 March 2024. The West Kowloon Cultural District serves as the testbed, the total length of the route is tentatively scheduled to be approximately two kilometers. A road test with selected passengers is scheduled to be commenced in 2025, providing practical data for the future adoption of autonomous driving technology on public roads in Hong Kong.3. Privacy-Preserving Sensing System on Roadside Units (RSUs)These systems collect environmental information while safeguarding personal privacy by processing data locally, without transmitting to cloud servers. This ensures real-time, low-power sensing capabilities, ideal for applications like smart home automation and robotics. This combination of data privacy and efficient sensing facilitates more secure and reliable technology integration into everyday life.4. Mid-Range and High-Precision Full-Dome Light Detection and Ranging (LiDAR)Utilising ASTRI-owned intellectual property, this LiDAR achieves high scanning accuracy at economical cost. Designed for medium-range, high-precision 3D sensing, it serves applications in building information modeling (BIM), security, intelligent logistics, and smart cities. The LiDAR enhances overall efficiency by generating detailed BIM models within seven minutes. Its integration with V2X technology advances smart mobility, detecting movements of road users in real-time, enhancing navigation capabilities of CAVs.5. Real-Time On-Train Intrusion Detection SystemThis system, which is co-developed by MTR and ASTRI, offers real-time detection of unexpected objects within tunnels, using multi-sensing fusion technology. It identifies objects even in extremely low-light conditions, generating a 3D train envelope and providing instant alerts. This enhances railway safety and contributes valuable data for the development of Smart Railway.Meanwhile, Dr Justin Chuang, Vice President, Communications Technologies, ASTRI spoke at the Symposium on Innovation & Technology, jointly organised by the Hong Kong Trade Development Council (HKTDC) and the Hong Kong Electronics and Technologies Association, where he discussed the role of wireless communications technologies in promoting digital twins and related applications.Media EnquiryConnie Lau Tel: (852) 3406 2506 / (852) 9497 5390 Email: connielau@astri.orgBeatrice Lam Tel: (852) 3406 0196 / (852) 9036 0212 Email: beatricelam@astri.orgPhoto Download https://bit.ly/4eEkNTZLegislator The Hon Ir Dr Lo Wai Kwok (sixth from right), visits ASTRI’s booth at the HKTDC Hong Kong Electronics Fair (Autumn Edition) with the accompany of HKTDC Electronics and Electrical Appliances Advisory Committee Chairman Professor Steve Chuang (fifth from right) and HKTDC Deputy Executive Director Ms Sophia Chong (seventh from right), along with other guests. Ms Jamie Cheng (eighth from right), Senior Director of Ecosystem University Technology Transfer and Marketing of ASTRI, introduces the latest smart mobility technologies on display. Both Professor Chuang and Dr Alfred Ng (fourth from left) are ASTRI’s Board of DirectorsASTRI is exhibiting at the HKTDC Hong Kong Electronics Fair (Autumn Edition) from 13-16 October at the Hong Kong Convention and Exhibition Centre, showcasing cutting-edge smart mobility technologies to international buyers and industry professionals. Picture shows Legislator The Hon Duncan Chiu (third from left), Mr Tony Wong (fourth from right), Commissioner for Digital Policy, HKSAR Government visiting ASTRI’s boothDr Alfred Ng (seventh from left) and Mr Anthony Tong (sixth from left) from ASTRI’s Board of Directors joined Ir Chris Chong (fifth from left), Chief Operating Officer, ASTRI and Ms Jamie Cheng (seventh from right), Senior Director of EUTT and Marketing of ASTRI, along with other ASTRIANs at the boothIr Chris Chong, Chief Operating Officer, ASTRI delivers welcome remarks at the “Navigating Tomorrow: How Connected Autonomous Vehicles Reshape Industries” seminar Dr Justin Chuang, Vice President of Communications Technologies at ASTRI, speaks at the Symposium on Innovation & Technology, jointly organised by the Hong Kong Trade Development Council and the Hong Kong Electronics and Technologies Association About ASTRIHong Kong Applied Science and Technology Research Institute (ASTRI) was founded by the Government of the Hong Kong Special Administrative Region in 2000 with the mission of enhancing Hong Kong’s competitiveness through applied research. ASTRI’s core R&D competence in various areas is grouped under five Technology Divisions: Advanced Electronic Components and Systems; Artificial Intelligence and Trust Technologies; Communications Technologies; Innovative Mind, and IoT Sensing and AI Technologies. It is applied across six core areas which are Smart City, Financial Technologies, New-Industrialisation and Intelligent Manufacturing, Digital Health, Application Specific Integrated Circuits and Metaverse.Over the years, ASTRI has nurtured a pool of research, I&T talents and received numerous international awards for its pioneering innovations as well as outstanding business and community contributions. ASTRI has transferred more than 1,500 technologies to the industry and has been granted over 1,100 patents in the Mainland, the United States, and other countries. For further information, please visit www.astri.org Copyright 2024 ACN Newswire via SeaPRwire.com.

香港, 2024年10月14日 - (亞太商訊 via SeaPRwire.com) - 香港科技大學-信和百萬獎金創業大賽(簡稱「港科大創業大賽」)香港賽區總决賽已圓滿落幕，由廣發証券(000776.SZ；1776.HK)冠名贊助的「廣發証券創新獎」最終由Pest0團隊摘得桂冠。Pest0團隊正在申請專利的天然防蟲顆粒，憑藉其環保、可重複使用及安全的特點，贏得了評委們的高度認可。廣發控股(香港)董事總經理武鑫先生(左三)，與「廣發証券創新獎」獲獎團隊Pest0成員合影廣發控股(香港)有限公司CEO林曉東表示：「在當今全球經濟發展的格局中，企業家精神猶如燈塔，照亮創新的航程。企業家不僅是夢想的追逐者，更是未來的塑造者，他們如同催化劑，激發全社會創新、圖强的活力，構建出一個充滿無限可能的商業生態體系。通過百萬獎金創業大賽，我們見證了這種企業家精神的傳承與發揚。廣發証券(香港)願與所有懷揣夢想的企業家並肩前行，共同書寫高質量創新發展的新篇章。」作爲深耕粵港澳大灣區的全國領先券商，廣發証券始終以服務粵港澳大灣區建設和提升大灣區金融競爭力爲己任。香港地處粵港澳大灣區的核心地帶，資本市場國際化程度高，爲初創企業提供了優渥的成長土壤。針對大灣區湧現出的擁有全球視野的創新創業生力軍，廣發証券自2017年起，連續八年贊助香港科技大學創業大賽，捐資逾百萬，以自身優勢積極推動扎根香港、放眼全球的年輕一代投身創業事業，爲粵港澳大灣區培養更多面向國際市場的優秀未來企業家。截至目前，「港科大創業大賽」已成功舉辦十四届，賽事擴大至北京、廣州、深圳、佛山，連同香港共計五個賽區，發掘並培養了不少具有商業前景的項目及團隊，包括大疆無人機、雲洲無人船等知名企業。2024年，香港賽區參賽團隊超300個，新增「國際學生組賽道」，邀請了來自澳大利亞、加拿大、德國、印度、新加坡、美國和越南等15個國家和地區的參賽隊伍，影響力進一步提升。廣發証券作爲港科大創業大賽的白金贊助商，全程參與支持賽事。除設立冠名獎項外，廣發証券還結合自身在資本市場的專業優勢，爲大學生創業者提供專業指導和支持，並委派資深投資人擔任評委，與參賽學生團隊面對面交流，助力港科大創業大賽順利推進。多年來，「廣發証券創新獎」成果斐然，創新項目覆蓋了科技金融、生物、物聯網、新能源、醫療等近年來獨角獸企業不斷湧現的新興賽道。以2023年成立的Allegrow Biotech團隊爲代表，其三位聯合創辦人劉知明博士、曾靖婷博士及周迎教授均來自香港科技大學化學及生物工程學系。劉知明博士表示：「我們希望通過比賽展示Allegrow的創新免疫細胞培養技術。同時，比賽提供的獎金和投資機會，也可以爲公司下一步發展和擴大規模提供很大幫助，有助於實現我們産品的商業化計劃。」目前，在廣發証券及賽事提供的獎金支持下，Allegrow團隊已穩步開發了三個産品，以滿足不同的免疫細胞培育應用需求。對於未來，劉知明博士表示，團隊將繼續優化AimGel技術，多元化靶向免疫細胞培養應用，拓展更廣闊的市場空間，助力創新生物藥廠更高效便捷地進行批量免疫細胞培養。預計2026年將推出達到GMP級的産品，踏上新的台階。在境內，廣發証券連續10年發起「廣發証券大學生微創業行動」，累計投入資金支持超過人民幣2000萬元，已爲470個優秀創業項目發放扶持金人民幣970萬元，並聘請了300多名微創業導師走進60餘所高校，開展了一系列豐富多彩的創業活動。這些活動不僅爲大學生創業者提供了寶貴的扶持和指導，還有效地促進了産學研的融合發展及創新創業人才培養。而廣發証券在公益領域的努力還不止於此。由廣發証券與廣發基金、廣發期貨和廣發信德於2011年共同發起設立的廣發証券社會公益基金會，是國內第一家以券商作爲主要發起人，並獲得社會組織評估最高等級5A級的基金會。十餘年來，該基金會以鄉村振興、助學興教、金融賦能、醫療救助爲主綫，開展了一系列有影響力的社會公益項目。截至目前，廣發証券社會公益基金會累計捐贈金額近人民幣3億元。展望未來，廣發証券將繼續秉持「廣聚愛，發於心」的公益理念，積極履行社會責任，全力推動境內外青年創新創業事業蓬勃發展，爲大灣區乃至全社會的繁榮和發展貢獻廣發力量。 Copyright 2024 亞太商訊 via SeaPRwire.com.

HONG KONG, Oct 14, 2024 - (ACN Newswire via SeaPRwire.com) - The HKUST-Sino One Million Dollar Entrepreneurship Competition (referred to as 'HKUST Entrepreneurship Competition') Hong Kong Regional Final has successfully concluded, and the 'GF Innovation Award' sponsored by GF Securities (000776.SZ; 1776.HK) was ultimately won by the Pest0 team. The Pest0 team is applying for a patent for their natural pest-repellent pellets, which have won high recognition from the judges for its eco-friendly, reusable, and safe features.Group photo of Mr. Wu Xin ,the Managing Director of GF Holdings (Hong Kong)Corporation Limited (third from left),and members of Pest0, winning team ofthe 'GF Innovation Award'Mr. Charles Lin, CEO of GF Holdings (Hong Kong) Corporation Limited, said, 'In the current landscape of global economic development, entrepreneurial spirit is like a lighthouse, illuminating the journey of innovation. Entrepreneurs are not only dream chasers but also shapers of the future. They act like catalysts, stimulating the innovation and vitality of the entire society, and building a business ecosystem full of infinite possibilities. Through One Million Dollar Entrepreneurship Competition, we witnessed the inheritance and promotion of such entrepreneurial spirit. GF Securities (Hong Kong) is willing to walk side by side with all entrepreneurs with dreams, writing a new chapter of high-quality innovative development together.'As a leading national securities firm in the Guangdong-Hong Kong-Macao Greater Bay Area, GF Securities has always been committed to serving the construction of the Guangdong-Hong Kong-Macao Greater Bay Area and enhancing its financial competitiveness. Hong Kong is located in the heart of the Guangdong-Hong Kong-Macao Greater Bay Area with a high degree of internationalization in its capital markets, providing a favorable growth environment for startups. In response to the emerging innovative and entrepreneurial new forces with a global vision in the Greater Bay Area, GF Securities has sponsored the 'HKUST Entrepreneurship Competition for eight consecutive years since 2017, donating more than RMB1 million. With its own advantages, GF Securities actively promotes the younger generation rooted in Hong Kong and with a global outlook to devote themselves to entrepreneurial endeavours, and cultivates more outstanding entrepreneurs for the future in the Guangdong-Hong Kong-Macao Greater Bay Area with an eye on the international market.Up to now, the 'HKUST Entrepreneurship Competition' has been successfully held for 14 years, expanding to five regions including Beijing, Guangzhou, Shenzhen, Foshan and Hong Kong. It has identified and nurtured many projects and teams with commercial prospects, including well-known enterprises such as DJI drones and Yunzhou unmanned surface vehicles. In 2024, the Competition has more than 300 participating teams from Hong Kong and around the world by adding the 'International Student Track', which invited teams from 15 countries and regions including Australia, Canada, Germany, India, Singapore, the United States and Vietnam, further enhancing its influence.GF Securities, as the platinum sponsor of the HKUST Entrepreneurship Competition, participated and offered full support throughout the event. In addition to establishing GF Innovation award, GF Securities also leveraged its professional advantages in the capital market to provide professional guidance and support for college entrepreneurs. GF Securities appointed experienced investors as judges to engage in face-to-face exchanges with participating student teams, facilitating the progress of the HKUST Entrepreneurship Competition in good order.Over the years, the 'GF Innovation Award' has achieved remarkable performance, with innovative projects covering emerging fields such as Fintech, biology, IoT, new energy, and healthcare, where unicorn companies have been continuously emerging in recent years. It's represented by the Allegrow Biotech team established in 2023 and its three co-founders, namely Dr. Laurence Lau, Dr. Melody Chung, and Prof. Chau Ying, all coming from the Department of Chemical and Biological Engineering, the Hong Kong University of Science and Technology. Dr. Laurence Lau said: 'We hope to show the innovative immune cell manufacturing technology of Allegrow through the Competition. Meanwhile, the cash awards and investment opportunities provided by the Competition are also of great help to the company's further development and expansion, contributing to the commercialization plan of our products.'At present, with the support of cash awards provided by GF Securities and the Competition, the Allegrow team has steadily developed three products to meet the needs of different immune cell therapeutics manufacturing. For the future, Dr. Laurence Lau said that the team will continue to optimize AimGel technology, diversify manufacturing applications for different targeted immune cells, expand a broader market, and assist innovative biopharmaceutical companies in conducting batch immune cell manufacturing more efficiently and conveniently. It is expected that products reaching GMP level will be launched in 2026 to embark on a new stage.In mainland China, GF Securities has initiated the Small-scale Start-up Support for University Students of GF Securities for 10 consecutive years, with a cumulative investment of more than RMB20 million in financial support, has issued RMB9.7 million in support for 470 outstanding entrepreneurship projects, and has engaged more than 300 startup mentors for more than 60 universities to carry out a series of entrepreneurship activities. These activities not only provide valuable support and guidance to university students but also effectively promote the integration of industry-university-research, as well as the cultivation of innovative and entrepreneurial talents.In addition, GF Securities has also made great efforts in the field of social responsibility. GF Securities Social Charity Foundation, jointly initiated by GF Securities, GF Fund, GF Futures, and GF Xinde in 2011, is the first foundation with a securities firm as the main initiator and has received the highest 5A rating in social organization evaluation in China. For over ten years, the foundation has carried out a series of influential social welfare projects focusing on rural revitalization, educational assistance, financial empowerment, and medical assistance. As of now, GF Securities Social Charity Foundation has donated nearly RMB300 million in total.Looking ahead, GF Securities will continue to uphold its welfare concept of 'Gathering the Love from the Bottom of Heart', actively fulfill social responsibilities, and strive to promote the vigorous development of youth innovation and entrepreneurship at home and abroad, contributing its strength to the prosperity and development of the Greater Bay Area and society as a whole. Copyright 2024 ACN Newswire via SeaPRwire.com.

香港, 2024年10月14日 - (亞太商訊 via SeaPRwire.com) - 泛遠國際控股集團有限公司（上市編號：2516，下稱「泛遠國際」；連同其附屬公司，統稱「泛遠國際」或「本集團」）欣然宣佈，本集團全資附屬公司杭州泛遠國際物流有限公司（「杭州泛遠」）位列中國物流與採購聯合會「第三十八批A級物流企業名單」，成功獲評為「4A級物流企業」，標誌着國家級權威機構對本集團物流服務表現之肯定，印證本集團品牌與實力兼具。「A級物流企業」是由國務院批准設立的中國唯一一家物流與採購行業綜合性社團組織 - 中國物流與採購聯合會評估審定，依據《物流企業分類與評估指標》（GB/T 19680-2013）國家標準和其物流企業綜合評估相關標準，對企業的經營狀況、資產、設備設施、管理及服務、人員素質和信息化水平六個方面進行綜合評估，為物流行業極具公信力的稱號。為表彰及授予榮譽稱號，中國物流與採購聯合會於11日在中國寧夏銀川市舉辦「38屆物流企業授牌暨供應鏈創新發展大會」，泛遠國際總裁辦公室主任孫敏女士親臨會場領獎。圖：泛遠國際總裁辦公室主任孫敏女士（右三）親臨會場領獎圖：杭州泛遠國際物流有限公司獲中國物流與採購聯合會評為「4A級物流企業」是次杭州泛遠成功通過專業及嚴謹的評審，獲評為較高等級之「4A級物流企業」稱號，標誌行業和市場各界對杭州泛遠乃至本集團之綜合實力及市場影響力的充分認可，更離不開本集團在物流服務領域的持續創新探索。本集團作為知名的跨境電商物流服務商、數字化物流解決方案商，多年來持續進行創新，透過自主研發物流運輸系統實現數字化、智能化，並擁有逾80項軟件著作權及專利，同時與多家知名跨境電商實現深度跨境合作，持續發揮自身優勢，致力成為行業領先企業。此次獲評為「4A級物流企業」，正是市場對本集團表現的高度認可，亦將是本集團繼續發力物流創新與服務體驗提升的極大鼓舞。泛遠國際控股集團有限公司主席、行政總裁兼執行董事王泉先生表示：「我們非常高興見證本集團附屬公司杭州泛遠榮獲國家『4A級物流企業』稱號，這不僅是對本集團在行業標準、專業能力以及管理體系上的高度認可，更是對我們長期以來堅持『品質第一、客戶至上』經營理念的有力證明。展望未來，本集團將持續推動創新，優化服務流程，提升運營效率，確保每一位客戶都能享受到我們承諾的高標準服務。同時，本集團亦將繼續以客戶為中心，以創新為動力，以效率為保障，不斷追求卓越，與客戶共同迎接每一個挑戰，創造更多價值。」有關泛遠國際控股集團有限公司（股份代號：2516.HK）泛遠國際控股集團有限公司於2023年12月在香港聯交所主板掛牌上市，為中國知名的跨境電子商務物流服務供應商，主要提供端到端跨境配送服務、貨運代理服務以及其他物流服務，致力打造穩、快、優的跨境電子商務物流服務體系。本集團作為中國（杭州）跨境電子商務綜合試驗區首批試點企業，擁有創新的自研物流運輸系統，採用直營網點模式，網點遍佈中國主要貿易中心，尤其聚焦於長江三角洲及粵港澳大灣區。本集團設有30多個境內網點，1,100多家供應商網路，服務覆蓋全球超過220多個國家和地區，向客戶提供多項靈活可靠的跨境配送選項及定制化供應鏈解決方案。有關杭州泛遠國際物流有限公司杭州泛遠國際物流有限公司為本集團全資附屬公司，主營國際海運、國際空運、國際快件代理業務、跨境電子商務供應鏈及全球物流倉儲整體解決方案等服務。公司秉承「以人為本，傾力親為」的宗旨，致力於打造以涵蓋國際貨物運輸所有業務門類的操作平台為核心的，集倉儲、分撥、配送、物流方案解決為一體的，以跨境物流和全球倉儲服務為基礎的一站式集成物流解決方案供應商。此新聞稿由金融公關（香港）有限公司代表泛遠國際控股集團有限公司發佈。如有垂詢，請聯絡：金融公關（香港）有限公司趙泳絲小姐／張曉茵小姐／陳璐小姐電郵：far@financialpr.hk電話：(852)2610 0846 傳真： (852)2610 0842 Copyright 2024 亞太商訊 via SeaPRwire.com.

- 兩項展覽匯聚約3,200家展商，來自19個國家及地區，除香港展商外，還包括中國內地、日本、韓國、其他多個亞洲及東盟國家、阿聯酋、美國和歐洲多國，盡顯國際化優勢- 秋電展今年聚焦智慧出行、銀髮經濟和數碼娛樂領域的產品和科技方案，配合市場日增的需求；國際電子組件及生產技術展亦設多個特色展區- 展覽期間將舉辦逾70場活動及論壇，由香港貿發局和香港電子科技商會合辦的「創新科技論壇」於明天（10 月14日）舉行香港, 2024年10月13日 - (亞太商訊 via SeaPRwire.com) - 由香港貿易發展局（香港貿發局）主辦的香港秋季電子產品展（秋電展），以及由香港貿發局和慕尼黑國際博覽亞洲有限公司合辦的國際電子組件及生產技術展（electronicAsia）今日開幕，一連四天（10月13至16日）於灣仔會議展覽中心（會展）舉行。兩項展覽匯聚來自19個國家及地區約3,200家展商，除香港展商外，還包括來自中國內地、日本、韓國、印度，及東盟國家如菲律賓、新加坡、越南，還有阿聯酋、美國，及歐洲多國的展商，盡顯香港國際化優勢。香港貿發局組織了110個來自世界各地的買家團參觀兩項展覽，為展商開拓環球商機，同時帶動創科業界交流，締造更多合作機會。秋電展引領創科潮流 智慧出行、樂齡科技展品矚目亮相秋電展向來為業界的重要採購平台，今年秋電展主題為「世界級電子業盛會 激發無限商機」，讓世界各地展商向環球買家推廣最新電子產品和創科意念。秋電展設有超過20個展區，焦點包括「品牌薈萃廊」、「科技館」和「初創專區」。為配合創新科技的趨勢及市場的採購需求，今年秋電展新增設「數碼娛樂體驗區」，帶來採用VR（虛擬實境）和AR（擴增實境）等技術的數碼娛樂產品。「儲能產品」展區將展出電動車充電器及其他大容量、高功率的便攜式儲能電源。今屆秋電展聚焦智慧出行、樂齡科技和數碼娛樂領域的產品和科技方案，當中包括：智慧出行：智慧交通管理平台香港應用科技研究院（展位：CH-J04）帶來多項智慧出行科技，如智慧交通管理平台、將於西九文化區公共道路上率先試行的自動駕駛巴士試點項目，及適用於路側設備的私隱保障傳感技術等。智能車廂解決方案Hardstone智能車廂解決方案（瀚思通汽車電子（亞太）；展位：1CON-025 ），附有AR（擴增實境）顯示屏，提供輔助駕駛資訊，包括導航、轉線提示、踫撞預警等，並配備多媒體娛樂系統。樂齡科技：熱成像跌倒檢測產品Collie R1（物啟科技有限公司；展位：CH-B02）是一款使用AI演算法的熱成像跌倒檢測產品，能實時監測人體活動，準確識別跌倒情況並發警報，適用於住宅、養老院以及公共場所。經皮神經電刺激器經皮神經電刺激器（翰沃生電科技；展位號碼：3F-E15），為物理治療儀器，能有效紓緩疼痛。大會特別為展示針對銀髮市場產品和解決方案的展商提供「樂齡產品」標籤，方便買家採購有關產品。數碼娛樂：3D裸眼全息屏3D裸眼全息屏（東莞乳業智慧科技有限公司；展位：GH-C10），用於製作3D動畫，毋須配戴3D眼鏡亦可以觀賞，並可以透過手機應用程式，實時控制所顯示的影像。Web3.0旅遊平台「熊貓先生！」（熊貓先生（香港）科技有限公司；展位：CH-D11）為一個由人工智能驅動的Web3.0平台，為遊客提供旅行基本資訊、行程規劃和AI導遊服務、AR（擴增實境）和MR（混合實境）體驗等。其他領域：智能鎖Keyin智能鎖（Raonark Inc.；展位：5C-C10）採用專利技術、加配了智能防盜鏈的智能鎖。傳統防盜鏈要身處屋內才可以開啟，但使用智能防盜鏈，在屋外的戶主也可以透過手機應用程式解開防盜鏈，毋須勞煩屋內的家人開門。戶外安全巡邏機械人戶外安全巡邏機械人（托寶智能方案有限公司；展位：CH-L03）可以在坡地、有障礙物的地方、裂縫、沙地、雪地和草地操作，監察人群聚集情況、辨識火災，並可加裝滅火和消毒等裝置。國際電子組件及生產技術展與秋電展同期舉行，設有多個特色展區，包括：電子元器件、鍵盤及開關、電源供應、印刷電路板及電子製造服務、顯示技術及測量儀器。展商包括被列為「廣東省專精特新中小企業」的深圳市炬烜科技，其生產的石英晶體，廣泛應用於手機、藍牙、GPS、WiFi、智能家居等領域。展覽期間將舉辦逾70場活動及論壇，當中香港貿發局和香港電子科技商會合辧的「創新科技論壇」於明天（10 月14日）舉行。論壇以「數位孿生 連結虛實世界」為題，邀得創新科技及工業局數字政策辦公室數字政策專員黃志光致開幕辭，其他講者包括奧雅納工程顧問、ASMPT半導體解決方案、電機電子工程師學會、香港應用科技研究院及香港理工大學的權威專家，一同探討如何在虛擬世界中進行模擬和預測，從而改善決策及提升生產力。香港貿發局、香港電子業商會及產品可靠性暨系統安全研發中心再次攜手合作，於展覽首天舉辦「電子設備可靠性保證論壇」，為一連幾天的活動揭開序幕 。 至於在周二（10月15日）舉行的「香港電子論壇」，由香港貿發局、慕尼黑國際博覽亞洲有限公司和香港電子業商會合辦，將以「驅動創新：微電子、人工智慧及開源生態系統」為題，探討業界趨勢、技術開發及應用等議題。其他活動還包括初創投資項目對接會、香港科技創價大賽、企業啟導環節及初創企業介紹會，讓初創企業推廣創新理念，爭取投資者支持，及就業務發展向專家取經。多項展覽會將繼續採用「展覽+」（EXHIBITION+）線上線下融合模式舉行，展商及買家除了參與實體展，亦可以利用「商對易」（Click2Match）智能配對平台進行線上洽商及配對，歡迎各行業人士及買家參與。圖片下載：https://bit.ly/4h3ovbi香港秋季電子產品展和國際電子組件及生產技術展今日開幕，一連四天（10月13至16日）於灣仔會議展覽中心舉行。秋電展「初創專區」雲集多家初創企業，展示創新及具潛力的創科產品和方案。「品牌薈萃廊」展示世界各地知名品牌的消費電子產品。新增設的「數碼娛樂體驗區」，帶來採用VR（虛擬實境）和AR（擴增實境）等技術的數碼娛樂產品。秋電展聚焦智慧出行，有本地初創公司展出利用「油改電技術」、由賓利的經典老爺車改造成的電動車。大會為帶來樂齡科技產品和方案的展商提供「樂齡產品」標籤，方便買家採購有關產品。電子展今年吸引三個來自韓國的展團參展，帶來領先電子產品及科技方案。國際電子組件及生產技術展帶來電子元器件、鍵盤及開關、電源供應設備、印刷電路板及電子製造服務、顯示技術及測量儀器。香港貿發局、香港電子業商會及產品可靠性暨系統安全研發中心合作，於展覽首天舉辦「電子設備可靠性保證論壇」。網頁香港秋季電子產品展：hkelectronicsfairae.hktdc.com/tc國際電子組件及生產技術展：electronicasia.hktdc.com/tc傳媒聯絡新聞界如有查詢，請聯絡香港貿發局傳訊及公共事務部：香港秋季電子產品展、國際電子組件及生產技術展黃家欣電話：(852) 2584 4524電郵：katy.ky.wong@hktdc.org陳施樂電話：(852) 2584 4525電郵：snowy.sn.chan@hktdc.org香港貿發局新聞中心︰http://mediaroom.hktdc.com/tc香港貿易發展局簡介香港貿易發展局(香港貿發局)是於1966年成立的法定機構，負責促進、協助和發展香港貿易。香港貿發局在世界各地設有50個辦事處，其中13個設於中國內地，致力推廣本港作為雙向環球投資及商業樞紐。 香港貿發局通過舉辦國際展覽會、會議及商貿考察團，為企業(尤其是中小企)開拓內地和環球市場的機遇。香港貿發局亦通過研究報告和數碼資訊平台，提供最新的市場分析和產品資訊。有關香港貿發局的其他資訊，請瀏覽www.hktdc.com/aboutus/tc。 Copyright 2024 亞太商訊 via SeaPRwire.com.

- Exhibitors from 19 countries and regions, including Hong Kong, Mainland China, Japan, Korea, various ASEAN countries, the UAE, other Asian countries as well as the United States and Europe- The Electronics Fair highlights products and technology solutions for smart mobility, the silver economy, digital entertainment and more, while electronicAsia also presents various zones- The two fairs will host more than 70 events and forums, including the Symposium on Innovation & Technology, co-organised by the Hong Kong Trade Development Council and Hong Kong Electronics & Technologies Association, taking place on 14 OctoberHONG KONG, Oct 13, 2024 - (ACN Newswire via SeaPRwire.com) - The Hong Kong Electronics Fair (Autumn Edition), organised by the Hong Kong Trade Development Council (HKTDC), and electronicAsia, organised by the HKTDC and MMI Asia Pte Ltd, open today and will run until 16 October at the Hong Kong Convention and Exhibition Centre (HKCEC).The two fairs bring together some 3,200 exhibitors from 19 countries and regions, including Hong Kong, Mainland China, Taiwan, Japan, Korea and India, key ASEAN countries, including the Philippines, Singapore and Vietnam, as well as the UAE, the United States and Europe.HKTDC has also arranged for 110 buying missions from around the world to visit the exhibitions, facilitating business opportunities and fostering global industry exchange.Electronics Fair showcases trendsetting productsThis year's Electronics Fair, themed World’s Leading Electronics Marketplace, provides a platform to showcase cutting-edge products and innovative ideas to global buyers. More than 20 zones have been set up at the fair, with key highlights including the Hall of Fame, Tech Hall and Startup Zone.To align with trends in innovative technology and market sourcing demands, a new Digital Entertainment Experience Zone features products that use VR and AR technologies, while an Energy Storage Zone showcases EV chargers and high-capacity, high-power portable energy sources.The Electronics Fair highlights products and technology solutions in the areas of smart mobility, the silver economy, digital entertainment and more, including:Smart Mobility:Smart Traffic Management PlatformThe Hong Kong Applied Science and Technology Research Institute (ASTRI) (booth number: CH-J04) is showcasing smart mobility tech, including a smart traffic management platform, an autonomous bus pilot project for the West Kowloon Cultural District and privacy-protecting sensing tech for roadside equipment.Intelligent Cabin SolutionsHardstone Intelligent Cabin Solutions (Hardstone Mobile Media (Asia Pacific); booth: 1CON-025) features an AR display that provides useful information for drivers, including navigation suggestions, lane change alerts and collision warnings. The solution also include a multimedia entertainment system.Silver Economy:Thermal Imaging Fall DetectorCollie R1 (ThingX Technologies Limited; booth number: CH-B02), an AI-powered thermal imaging fall detector, can monitor human activities in real-time, accurately identifying falls and issuing alerts. It is suitable for residential areas, nursing homes and public places.Transcutaneous Electrical Nerve Stimulator (TENS)The TENS (Hivox Biotek Inc.; booth number: 3F-E15) provides physiotherapy treatment for pain relief.A Smart Ageing Products label will also be provided to exhibitors with products and solutions for the silver market, making it easier for buyers to source relevant products.Digital Entertainment:3D Naked-eye Holographic ScreenThe 3D Naked-eye Holographic Screen (Dongguan Ruyuan Intelligent Technology; booth number: GH-C10) can create 3D animations that do not require 3D glasses for viewing. Images can also be controlled in real-time through a mobile app.Web 3.0 Travel PlatformMr Panda! (Charming Panda(HK) Technology; booth: CH-D11) is an AI-driven Web 3.0 platform that provides travel information, itinerary planning and AI tour guide services, while offering AR and MR immersive experiences.Other Areas:Smart LockKeyin Smart Lock, (Raonark Inc.; booth number: 5C-C10), which uses patented technology, is equipped with an intelligent anti-theft chain. Traditional anti-theft chains can only be opened from the inside. This smart anti-theft chain can be unlocked from the outside through a mobile application, eliminating the need to trouble family members inside to open the door.Outdoor Security Patrol RobotThe outdoor security patrol robot (Tobot Solution Limited; Booth: CH-L03) can operate on slopes and areas with obstacles, cracks, sand, snow and grass. It monitors crowd gatherings and identifies fires. It can also be equipped with devices for putting out fires and for disinfection.The concurrent electronicAsia also features different zones, including electronic components, keyboards and switches, power supplies, printed circuit boards and electronic manufacturing services, display technology, and test and inspection equipment.Among the exhibitors is Chip Sun Technology from Shenzhen, recognised by the government as a 'specialised, refined, distinctive and innovative small and medium enterprise in Guangdong Province'. The company is renowned for its quartz crystals that are used in mobile phones, Bluetooth devices, GPS systems, WiFi technology, smart home applications and various other sectors.The organisers and partners are hosting more than 70 events and forums during the two fairs.The Symposium on Innovation & Technology, jointly organised by the HKTDC and the Hong Kong Electronics & Technologies Association and themed 'When Two Worlds Collide: The Confluence of Digital Twins & Real-Life Applications', will take place on 14 October. Tony Wong, Commissioner for Digital Policy of Innovation, Technology and Industry Bureau’s Digital Policy Office, will deliver the opening remarks.Distinguished speakers from Arup, ASMPT SEMI Solutions Segment, the Institute of Electrical and Electronics Engineers, ASTRI and The Hong Kong Polytechnic University will explore how simulations and predictions in the virtual world can enhance decision-making and productivity.The HKTDC, the Hong Kong Electronic Industries Association and Centre for Advances in Reliability and Safety have jointly organised today's Reliability Assurance For Electronic Systems Forum, which kicks off a series of activities.The Hong Kong Electronic Forum, co-organised by the HKTDC, MMI Asia Pte Ltd and the Hong Kong Electronic Industries Association, scheduled on 15 October, will discuss “Innovation Unleashed: The Intersection of Microelectronics, AI, and Open-Source Ecosystems”, delving into industry trends, technological advancements and practical applications.During the exhibitions, there will also be different events for start-ups to promote their ideas, seek investor support and learn from industry experts. These events will include start-up investment matching, the Hong Kong Value Creation for Technology: Pitching Competition, Meet the Mentors sessions and Start-up Smart Launch.Under the EXHIBITION+ hybrid model, exhibitors and buyers can meet online through the HKTDC Click2Match smart business matching platform, in addition to attending the physical fairs.Photo Download:https://bit.ly/4h3ovbiThe Hong Kong Electronics Fair (Autumn Edition) and electronicAsia open today and will run until 16 October at the Hong Kong Convention and Exhibition CentreThe Startup Zone at the Electronics Fair gathers a wide range of young entrepreneurs, presenting innovative products and solutionsThe Hall of Fame presents consumer electronics products from globally renowned brands.The new Digital Entertainment Experience Zone allows buyers to try out products that use AR and VR technologiesThe Electronics Fair highlights smart mobility, with a local startup presenting an EV converted from Bentley's classic car using oil-to-electric technologyA Smart Ageing Products label has been provided to exhibitors with products and solutions for the silver market, making it easier for buyers to source relevant productsThree Korean pavilions are participating in this year's Electronics Fair, presenting cutting-edge electronic products and technology solutionselectronicAsia features a range of offerings, including electronic components, keyboards and switches, power supplies, printed circuit boards and electronic manufacturing services, display technology, and test and inspection equipmentThe HKTDC, the Hong Kong Electronic Industries Association and Centre for Advances in Reliability and Safety have jointly organised today's Reliability Assurance For Electronic Systems ForumWebsites- Hong Kong Electronics Fair (Autumn Edition): https://hkelectronicsfairae.hktdc.come- lectronicAsia: http://www.electronicasia.comMedia enquiriesPlease contact the HKTDC's Communications & Public Affairs Department:Hong Kong Electronics Fair (Autumn Edition)electronicAsiaKaty Wong Tel: (852) 2584 4524 Email: katy.ky.wong@hktdc.orgSnowy Chan Tel: (852) 2584 4525 Email: snowy.sn.chan@hktdc.orgHKTDC Media Room: http://mediaroom.hktdc.com/enAbout the HKTDCThe Hong Kong Trade Development Council (HKTDC) is a statutory body established in 1966 to promote, assist and develop Hong Kong's trade. With 50 offices globally, including 13 in Mainland China, the HKTDC promotes Hong Kong as a two-way global investment and business hub. The HKTDC organises international exhibitions, conferences and business missions to create business opportunities for companies, particularly SMEs, in the mainland and international markets. The HKTDC also provides up-to-date market insights and product information via trade publications, research reports and digital news channels. For more information, please visit: www.hktdc.com/aboutus. Copyright 2024 ACN Newswire via SeaPRwire.com.

新加坡, 2024年10月12日 - (亞太商訊 via SeaPRwire.com) - 信用卡是一種有價值的金融工具，確保支付快速、安全和便捷。隨著時間的推移，它還能幫助您建立信用。然而，擁有合適的信用卡，您可以獲得更多的好處。享受餐飲、購物、旅行和加油方面的優惠和折扣。以下是一些信用卡幫您省錢的方式：獎勵計劃一張獎勵信用卡通常會讓您進入由信用卡發行機構或其合作公司提供的獎勵計劃。獎勵計劃因信用卡不同而有所差異，但大多數允許持卡人在符合條件的交易中賺取獎勵積分，例如線上雜貨購物、線上或線下購物、食品外賣、旅行費用、餐飲、賬單支付、加油等。持卡人通常可以從豐富的商品中兌換獎勵積分，將積分轉換為現金回扣，或使用積分抵扣支付購買費用。現金返還計劃現金返還信用卡為持卡人提供符合條件的交易返利，包括雜貨購物、加油、購物和餐飲。賺取的現金返還可能會在賬單周期結束時存入您的帳戶，或者您可以選擇使用現金返還積分支付購買費用。您的信用卡甚至可能在特定類別中提供更高的現金返還率，或如果您在該銀行有儲蓄帳戶，還能享受額外的返現優惠。通過手機隨時隨地兌換您的現金返還，享受便利。熟悉現金返還計劃可以幫助您最大化您的現金返還收益。註冊優惠許多信用卡提供註冊獎勵或優惠，當您在前幾個月內消費達到一定金額時，可以獲得大量的積分或現金返還。這是為新持卡人提供的一次性優惠，如果積分或現金返還未及時使用，可能會過期。利用註冊獎勵是在第一年通過信用卡省錢或賺錢的好方法。折扣和促銷優惠信用卡公司可能會與零售商、餐飲機構和電商平台合作，向其持卡人提供令人印象深刻的折扣和儲蓄，適用於符合條件的消費。這些通常是高達50%的即時折扣，適用於特定的購買。那些善於跟蹤優惠並聰明購物的持卡人每年可以節省數千美元。旅行福利旅行信用卡提供了一系列旨在使旅行更加便捷和愉快的福利。某些卡允許持卡人在符合條件的消費中賺取里程。里程通常類似於獎勵積分，可以用於兌換旅行相關的購買，如機票、住宿、餐飲等。旅行卡還可能提供諸如免費機場貴賓室訪問和加速賺取線上旅行預訂里程等福利，這能為您的旅行費用節省不少開支。有些卡甚至包括旅行保險，當您的行李在運輸途中丟失或延誤時，這項福利會派上用場。不同的信用卡可能為消費者提供多種省錢和賺取回扣的方式。然而，負責任地使用信用卡是確保您獲得最大收益的關鍵。不要忘記考慮任何與信用卡相關的費用或收費（如年費），以全面了解您的實際信用卡節省情況。最後，確保保持您的帳戶良好信用，以繼續享受這些優惠。注意：本文中所表達的意見、分析、評論或建議僅代表特定編輯團隊的個人觀點，未經過任何第三方的審查、批准或其他形式的認可。媒體聯繫:姓名: Sonakshi MurzeEmail: Sonakshi.murze@iquanti.com 職位名稱: 經理來源: iQuanti, Inc. Copyright 2024 亞太商訊 via SeaPRwire.com.

SINGAPORE, Oct 12, 2024 - (ACN Newswire via SeaPRwire.com) - A credit card is a valuable financial tool that ensures fast, safe and convenient payments. Over time, it also helps you build credit. However, with the right credit card, you can do even more. Get deals and discounts on dining, shopping, travel, and petrol. Here are a few ways your credit card can help you save money.Rewards programsA rewards credit card will typically earn you entry into a rewards program offered by the credit card issuer or a partner company. Rewards programs vary from one card to the next, but most of them enable cardmembers to earn reward points on eligible transactions like online grocery, online or in-store shopping purchases, food delivery, travel expenses, dining, bill payments, fuel, etc. Cardmembers can usually redeem their reward points from a wide range of merchandise, convert points to cash rebates or use points to offset and pay for your purchases.Cashback programsA cash back credit card grants cardholders a rebate on eligible transactions, including grocery purchases, fuel purchases, shopping and dining. Earned cash back may be credited to your account at the end of your billing cycle or you may have the option to pay for purchases with cash back points. Your credit card may even offer you bonus cash back rates in certain categories or if you have a savings account with the bank. Enjoy the convenience of redeeming your cash back on-the-go through your mobile. Familiarising with the cash back program can help you maximise your cash back earnings.Sign-up offersMany credit cards offer sign-up bonuses or offers, where you can earn a significant amount of points or cash back after spending a certain amount within the first few months. This is a one-time offer that's usually reserved for new cardmembers and may expire if the points or cash back are not used on time. Taking advantage of a sign-up bonus is a great way to save or earn money with your credit card in the first year.Discounts and promotional offersA credit card company may partner with retailers, dining establishments and ecommerce platforms to offer their cardmembers impressive discounts and savings on eligible purchases. These are usually instant discounts of up to 50% on select purchases. Cardmembers who track deals and shop smartly can save thousands of dollars every year.Travel benefitsTravel credit cards feature a range of benefits designed to make travel more convenient and enjoyable for cardmembers. Some cards allow cardholders to earn miles on eligible purchases. Miles usually function similarly to reward points and can be redeemed against travel purchases like airfare, accommodation, dining, etc. Travel cards may also offer perks like complimentary access to airport lounges and accelerated miles on online travel bookings, which can save you money on travel expenses. Some cards include travel insurance, which can come in handy if your baggage is lost in transit or delayed.Different credit cards may offer a range of ways to help consumers to save money and earn rebates. However, it's important to use your card responsibly to ensure you get the maximum benefit. Don't forget to consider any fees or charges associated with your credit card (such as annual fees) to get a full picture of your true credit card savings. Lastly, ensure you keep your account in good standing so you can continue to enjoy these benefits.Notice:Opinions, analyses, reviews, or recommendations expressed in this article are those of the select editorial staff alone and have not been reviewed, approved, or otherwise endorsed by any third party.Contact Information:Name: Sonakshi MurzeEmail: Sonakshi.murze@iquanti.comJob Title: ManagerSOURCE: iQuanti Copyright 2024 ACN Newswire via SeaPRwire.com.